Specifics

• Introductory Rate: No Introductory Rate Available
• Applied Towards: None
• APR (Purchases)**: n/app The APR for purchases is based on the Prime Rate.
• APR (Cash Advances): n/app There is a minimum APR on cash advances. The APR for cash advances is based on the Prime Rate.
• Finance Configuration: n/app
• Annual Fee: None
• Additional Cardholders: $10
• Grace Period: n/app
• Minimum Credit Limit: n/app
• Maximum Credit Limit: up to $10,000
• Late Payment Fee: n/app
• Over-The-Limit Fee: n/a
• Cash Advance Fee: $1.50 - $2.00 ATM withdrawal depending on plan; $5 International ATM withdrawals; $5 bank teller cash advances.
• Balance Transfer Fee: n/app

Reward Program Details

• Points per Dollar: n/app
• Additional Points: n/app
• Point Details: n/app
• Expiration: n/app (Account inactivity for more than 36 months could result in the forfeiture of some or all of the Cashback Bonus.)
• Yearly Limit: n/app

Review

The READYdebit® Card from MetaBank is the perfect way for people who don’t have a checking account to obtain and use a debit card for all of their purchases - whether plastic is required or not. With this prepaid card, cardholders simply load the READYdebit® Card with cash and use it as they would a credit card. Paychecks can even be directly deposited into a READYdebit® account to get easy access to funds without waiting in line at the bank and to avoid paying high check cashing fees. The READYdebit® Card offers two options, depending on the cardholder's needs. The Basic plan is $4.95 a month, while the Select plan is $8.95 a month and comes with lots of extras like free online bill pay*. Select plan cardholders are also cut a break on other fees such as ATM withdrawal fees, balance inquiry fees, and fees for PIN transactions. The best thing about the READYdebit® Card is the freebies. Unlike other prepaid cards, cardholders are not charged card loading fees or negative balance fees - something banks would charge a pretty penny for. The best part is that the READYdebit® Card works just like a credit card and can be used to book hotel or car reservations or to make purchases online - something that just can't be done without a credit card. Plus, your funds on the READYdebit® Card are protected by Visa®'s Zero Liability™ policy, which protects cardholders from unauthorized transactions. Funds can be loaded onto the READYdebit® via direct deposit, or at participating retail stores including Wal-Mart, Walgreens, Rite Aid, RadioShack, and wherever the Visa® ReadLink symbol is displayed. Last Modified Date: 9/18/2009 12:00:00 AM

Additional Perks

See website for additional benefits.
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Important Notations

*See website for complete terms and conditions of card usage and application disclosure. **Fees depend on plan. Fee do not include fees for ATM withdrawals, PIN transactions, balance inquiries, online bill pay, and bank teller cash advance fees.

**See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.