Specifics

• Introductory Rate: No Introductory Rate Available
• Applied Towards: None
• APR (Purchases)**: 19.5% The APR for purchases is based on the Prime Rate.
• APR (Cash Advances): 19.5% There is a minimum APR on cash advances. The APR for cash advances is based on the Prime Rate.
• Finance Configuration: Average Daily Balance (including new purchases)
• Annual Fee: $59
• Additional Cardholders: n/a
• Grace Period: None
• Minimum Credit Limit: $300
• Maximum Credit Limit: up to $5,000**
• Late Payment Fee: $20
• Over-The-Limit Fee: $20
• Cash Advance Fee: 2%, $1 minimum, $20 maximum
• Balance Transfer Fee: n/app

Reward Program Details

• Points per Dollar: n/app
• Additional Points: n/app
• Point Details: n/app
• Expiration: n/app (Account inactivity for more than 36 months could result in the forfeiture of some or all of the Cashback Bonus.)
• Yearly Limit: n/app

Review

Created for those with poor or limited credit who may have difficulty in obtaining an unsecured credit card. Benefits include extended warranty for purchases, auto rental insurance, and travel accident insurance. Cardholder is awarded a free companion airline ticket. High APR, but interest is applied to the deposit. The card has a no turn-down, no credit check policy. The annual fee is $59 and the processing fee is $99.95. Please note that that there is no grace period for purchases, interest will be applied to any charges made with the card. Last Modified Date: 9/18/2009 12:00:00 AM

Additional Perks

Access to the referral program to earn up to $50 per referral.
Up to $100,000 in travel accident insurance.
Emergency cash replacement.
Auto rental insurance.
Extended warranty for purchases.
Lost luggage reimbursement.
Personal identity theft assistance.
Hotel and motel burglary assistance.
Free companion airline ticket upon enrollment.
See website for additional benefits.
.

Important Notations

No credit check or turndowns. Reports to all three major credit bureaus. No employment verifications. The card is not available to residents of Puerto Rico, Guam and Canada. **The maximum credit and deposit limits of $10,000 are based on the applicant's approval for both the Visa® and the MasterCard®, otherwise the maximum credit and deposit limits are $5,000 per card. ***Application fee is $99.95 for either a Visa® or MasterCard® account OR $129.95 for both a Visa® and a MasterCard® account. See website for complete terms and conditions of card usage and application disclosure.

**See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.