IberiaBank Visa® Classic Card
Most Attractive: No annual fee.
Least Attractive: No rewards program.
Specifics
- Introductory Rate: 1.99% APR for 6 Months
- Applied Towards: Balance Transfers
- APR (Purchases)**: 7.25%, 10.25%, or 13.25%*
- APR (Cash Advances): 12.75%-19.25%*
- Finance Configuration: Average Daily Balance (including new purchases)
- Annual Fee: None
- Additional Cardholders: $0
- Grace Period: 25 Days
- Minimum Credit Limit: n/a
- Maximum Credit Limit: n/a
- Late Payment Fee: None
- Over-The-Limit Fee: None
- Cash Advance Fee: 5% of the amount of the advance, but not less than $5.00, no more than $100.00.
- Balance Transfer Fee: 2% of transfer amount
Reward Program Details
- Points per Dollar: n/app
- Additional Points: n/app
- Point Details: n/app
- Expiration: n/app (Account inactivity for more than 36 months could result in the forfeiture of some or all of the Cashback Bonus.)
- Yearly Limit: n/app
Review
Low-rate Visa card created for those with average credit who sometimes carry a balance. Assigned Purchase and Cash Advance APR may vary depending on your creditworthiness and other factors. Last Modified Date: 6/24/2010 12:00:00 AM
Additional Perks
Various internet account services.
Lost and stolen card reporting.
See website for additional benefits.
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Important Notations
*This APR may vary with the market based on the Prime Rate. See website for complete terms and conditions of card usage and application disclosure.
**See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.
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