Specifics

• Introductory Rate: 1.99% APR for 6 Months
• Applied Towards: Balance Transfers
• APR (Purchases)**: As low as 9.75%* The APR for purchases is based on the Prime Rate.
• APR (Cash Advances): As low as 13.75%* There is a minimum APR on cash advances. The APR for cash advances is based on the Prime Rate.
• Finance Configuration: Average Daily Balance (including new purchases)
• Annual Fee: None
• Additional Cardholders: $0
• Grace Period: 25 Days
• Minimum Credit Limit: n/a
• Maximum Credit Limit: n/a
• Late Payment Fee: $15 for balances less than $100; $29 for balances of $100 to $1,000; $35 for balances greater than $1,000
• Over-The-Limit Fee: $35
• Cash Advance Fee: 5% of the amount of the advance, but not less than $5.00, no more than $100.00
• Balance Transfer Fee: 2% of transfer amount

Reward Program Details

• Points per Dollar: 1 Point
• Additional Points: None
• Point Details: Points are redeemable for hotel, gift or merchandise rewards.
• Expiration: n/a (Account inactivity for more than 36 months could result in the forfeiture of some or all of the Cashback Bonus.)
• Yearly Limit: n/a

Review

Created for those with very good credit who will use the reward program. Earn 1 point per $1 spent. Use points for travel and gift certificates for participating merchants. Low interest rate for purchases and cash advances, for those who qualify. Assigned Purchase and Cash Advance APR may vary depending on your creditworthiness and other factors. Last Modified Date: 9/18/2009 12:00:00 AM

Additional Perks

Various Internet account related services.
Lost and stolen card reporting.
Up to $1,000,000 in travel accident insurance.
See website for additional benefits.
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Important Notations

*The APR for purchases will be 9.75%, 13.25%, or 16.25%. The APR for cash advances varies according to the applicant's credit history and will be 13.75%, 17.25%, or 20.25%. See website for complete terms and conditions of card usage and application disclosure.

**See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.