Specifics

• Introductory Rate: 0% APR for 6 Billing Cycles
• Applied Towards: Purchases, Balance Transfers
• APR (Purchases): APR Varies* The APR for purchases is based on the Prime Rate.
• APR (Cash Advances): APR Varies* There is a minimum APR on cash advances. The APR for cash advances is based on the Prime Rate.
• Finance Configuration: Average Daily Balance (including new purchases)
• Annual Fee: None
• Additional Cardholders: $0
• Grace Period: 20 Days (Min.)
• Minimum Credit Limit: $500
• Maximum Credit Limit: n/a
• Late Payment Fee: $15 on balances up to $100; $29 on balances over $100 up to $250; $39 on balances over $250
• Over-The-Limit Fee: $15 on balances up to $500; $29 on balances over $500 up to $1,000; $39 on balances over $1,000
• Cash Advance Fee: 3%, $10 minimum
• Balance Transfer Fee: None

Reward Program Details

• Points per Dollar: 1 Point
• Additional Points: Earn 2 points for every dollar spent at participating veterinary clinics, pet food retailers, farm and feed stores, and neighborhood pet specialty stores.
• Point Details: Points are redeemable for veterinary services, pet food discount certificates, and shelter donations.
• Expiration: 3 Years (Account inactivity for more than 36 months could result in the forfeiture of some or all of the Cashback Bonus.)
• Yearly Limit: 100,000 Points

Review

Created for those with very good credit who want to earn pet-related rewards. Earn 2 points per $1 spent at pet food retailers, veterinary clinics, neighborhood pet specialty stores, and farm and feed stores. Receive an additional 500 points after first purchase. Redeem points for pet food discount certificates, veterinary services, and shelter donations. Benefits include emergency assistance services and auto rental insurance. You can also choose to put your pet's picture on the card. Last Modified Date: 11/5/2008 12:00:00 AM

Additional Perks

See website for additional benefits.
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Important Notations

This card is issued by FIA Card Services, N.A. See website for complete terms and conditions of card usage and application disclosure.