Specifics

• Introductory Rate: No Introductory Rate Available
• Applied Towards: None
• APR (Purchases): As low as 10.99% The APR for purchases is based on the Prime Rate.
• APR (Cash Advances): n/app There is a minimum APR on cash advances. The APR for cash advances is based on the Prime Rate.
• Finance Configuration: Average Daily Balance (excluding new purchases)
• Annual Fee: $35
• Additional Cardholders: $0
• Grace Period: 30 Days (Avg.)
• Minimum Credit Limit: See Important Notations
• Maximum Credit Limit: See Important Notations
• Late Payment Fee: $29
• Over-The-Limit Fee: n/app
• Cash Advance Fee: n/a
• Balance Transfer Fee: n/a

Reward Program Details

• Points per Dollar: n/app
• Additional Points: n/app
• Point Details: n/app
• Expiration: None (Account inactivity for more than 36 months could result in the forfeiture of some or all of the Cashback Bonus.)
• Yearly Limit: None

Review

Created for those with very good credit who will use the Savings Accelerator reward offer. Earn a 1% rebate on eligible purchases. The rebates you earn are deposited into a high-yield savings account with 5% APY (FDIC insured) in your name. No limit to awards earned. $50 will be deposited into your savings account after you make the first purchase. 2% international transaction fee. Benefits include travel accident insurance (up to $100,000), auto rental insurance and a purchase protection plan. The annual fee is $35 (no fee the first year). Last Modified Date: 9/22/2008 12:00:00 AM

Additional Perks

Various Internet account related services.
Purchase protection.
Extended warranty for purchases.
Return protection.
Auto rental insurance.
Emergency card replacement.
Emergency cash replacement.
Medical referral services.
Legal referral services.
Roadside assistance.
Various travel and emergency assistance services.
Up to $100,000 in travel accident insurance.
No liability for unauthorized Internet transactions.
See website for additional benefits.
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Important Notations

The card has no pre-set spending limit; however, purchases are approved based on credit record, account history, and personal resources. The APR for purchases varies and will be 10.99%, 11.99%, or 12.99%. The card is currently unavailable to residents of Puerto Rico. See website for complete terms and conditions of card usage and application disclosure.