Specifics

• Introductory Rate: 0% APR for 12 Billing Cycles
• Applied Towards: Balance Transfers
• APR (Purchases): 9.99% / 15.99% The APR for purchases is based on the Prime Rate.
• APR (Cash Advances): 19.99% There is a minimum APR on cash advances. The APR for cash advances is based on the Prime Rate.
• Finance Configuration: Average Daily Balance (including new purchases)
• Annual Fee: None
• Additional Cardholders: $0
• Grace Period: 20 Days (Min.)
• Minimum Credit Limit: n/a
• Maximum Credit Limit: n/a
• Late Payment Fee: $15 on balances up to $100; $29 on balances over $100 up to $250; $39 on balances over $250
• Over-The-Limit Fee: $15 on balances up to $500; $29 on balances over $500 up to $1,000; $39 on balances over $1,000
• Cash Advance Fee: 3%, $10 minimum
• Balance Transfer Fee: 3%, $10 minimum

Reward Program Details

• Points per Dollar: 1 Point
• Additional Points: None
• Point Details: Points are redeemable for unique NASCAR® licensed collectibles, including autographed items, die cast cars, driver jackets, on-track driving experiences, and access to the driver introduction Red Carpet area on race day.
• Expiration: n/a (Account inactivity for more than 36 months could result in the forfeiture of some or all of the Cashback Bonus.)
• Yearly Limit: n/a

Review

Created for those with good credit who would like to show their support of Nascar and take advantage of the NASCAR reward program. Receive 1 point per $1 spent on the card. Redeem points for NASCAR licensed collectibles, including autographed items, on-track driving experiences, access to driver introduction in the red carpet area (50,000 points), and crew member for a day (350,000 points). Receive $50 store credit at NASCAR.com after the first authorized purchase. Last Modified Date: 10/27/2008 12:00:00 AM

Additional Perks

Cards available for various NASCAR drivers.
See website for additional benefits.
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Important Notations

This card is issued by FIA Card Services, N.A. The fixed APR for purchases and balance transfers varies according to the applicant's credit history and will be either 9.99% or 15.99%. See website for complete terms and conditions of card usage and application disclosure.