Specifics

• Introductory Rate: 0% APR for 12 Billing Cycles
• Applied Towards: Balance Transfers
• APR (Purchases): 9.99% / 15.99% The APR for purchases is based on the Prime Rate.
• APR (Cash Advances): 24.99% There is a minimum APR on cash advances. The APR for cash advances is based on the Prime Rate.
• Finance Configuration: Average Daily Balance (including new purchases)
• Annual Fee: None
• Additional Cardholders: $0
• Grace Period: 20 Days (Min.)
• Minimum Credit Limit: n/a
• Maximum Credit Limit: n/a
• Late Payment Fee: $15 on balances up to $100; $29 on balances over $100 up to $250; $39 on balances over $250
• Over-The-Limit Fee: $15 on balances up to $500; $29 on balances over $500 up to $1,000; $39 on balances over $1,000
• Cash Advance Fee: 3%, $10 minimum
• Balance Transfer Fee: 3%, $10 minimum

Reward Program Details

• Points per Dollar: 1 Point
• Additional Points: None
• Point Details: Points are redeemable for a variety of MLB team experiences, collectibles, merchandise, cash, and travel.
• Expiration: 5 Years (Account inactivity for more than 36 months could result in the forfeiture of some or all of the Cashback Bonus.)
• Yearly Limit: None

Review

Created for those with good credit who want to show their support of their favorite MLB team and want to have a baseball rewards program. Receive 1 point per $1 spent with the card. Redeem points for MLB team experiences (such as field-level game tickets), collectibles, cash, travel, and merchandise. Earn unlimited points each year. $50 MLB giftcard after your first qualifying purchase. Last Modified Date: 8/19/2008 12:00:00 AM

Additional Perks

See website for additional benefits.
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Important Notations

*This card is issued by FIA Card Services, N.A. **The fixed APR for purchases and balance transfers varies according to the applicant's credit history and will be either 9.99% or 15.99%. See website for complete terms and conditions of card usage and application disclosure.