Specifics

• Introductory Rate: 2.9% APR for 6 Months
• Applied Towards: Purchases, Balance Transfers
• APR (Purchases): 14.99% The APR for purchases is based on the Prime Rate.
• APR (Cash Advances): 19.99% There is a minimum APR on cash advances. The APR for cash advances is based on the Prime Rate.
• Finance Configuration: Average Daily Balance (including new purchases)
• Annual Fee: None
• Additional Cardholders: $0
• Grace Period: 20 Days
• Minimum Credit Limit: n/a
• Maximum Credit Limit: n/a
• Late Payment Fee: $19 on balances up to $400 and $38 on balances of $400 and over
• Over-The-Limit Fee: $35
• Cash Advance Fee: 3%, $5 minimum for Express Cash transactions
• Balance Transfer Fee: There is no balance transfer fee associated with this offer. However, future balance transfers may incur a fee as disclosed at the time of the applicable transaction.

Reward Program Details

• Points per Dollar: 3 Points
• Additional Points: 5 points per eligible dollar spent at Hilton Hotels, grocery stores, drugstores, gas stations, restaurants, the U.S. Postal Service, and for wireless phone bills.
• Point Details: None
• Expiration: None (Account inactivity for more than 36 months could result in the forfeiture of some or all of the Cashback Bonus.)
• Yearly Limit: $100,000 in annual spending (2 points awarded for every $1 spent if purchases exceed $100,000)

Review

Created for those with very good credit who regularly stay at a Hilton Hotel. Earn a generous 3 points per $1 spent on general purchases. Earn 5 points per $1 spent at any Hilton, drugstore, grocery store, gas station or restaurant. Generous bonus points your first year: 10,000 bonus points after you make your first purchase, 15,000 additional points if you spend $5,000 in your first 5 months of cardmembership, 2,500 bonus points with each of your first 4 stays at a Hilton Hotel. Points do not expire; points are limited to $100,000 in spending per year. No annual fee, but the card does have a high interest rate. This card benefits those who pay off their balance each month and frequently stay at Hilton hotels. Last Modified Date: 9/22/2008 12:00:00 AM

Additional Perks

No blackout dates.
Various Internet account related services.
Year-end financial statement.
Extended warranty for purchases.
No liability for unauthorized Internet transactions.
Purchase protection.
Access to the Offer Zone for various discounts at participating retailers and merchants.
Guaranteed hotel and motel reservations.
Emergency card replacement.
Emergency cash replacement.
Auto rental insurance.
Medical referral services.
Legal referral services.
Roadside assistance.
Up to $100,000 in travel accident insurance.
See website for additional benefits.
.

Important Notations

Card is currently unavailable to residents of Puerto Rico. See website for complete terms and conditions of card usage and application disclosure