Specifics

• Introductory Rate: No Introductory Rate Available
• Applied Towards: None
• APR (Purchases): n/app The APR for purchases is based on the Prime Rate.
• APR (Cash Advances): n/app There is a minimum APR on cash advances. The APR for cash advances is based on the Prime Rate.
• Finance Configuration: n/app
• Annual Fee: None
• Additional Cardholders: n/app
• Grace Period: n/app
• Minimum Credit Limit: $5
• Maximum Credit Limit: up to $5,000
• Late Payment Fee: n/app
• Over-The-Limit Fee: $29
• Cash Advance Fee: $2 for ATM transactions
• Balance Transfer Fee: n/app

Reward Program Details

• Points per Dollar: n/app
• Additional Points: n/app
• Point Details: n/app
• Expiration: n/app (Account inactivity for more than 36 months could result in the forfeiture of some or all of the Cashback Bonus.)
• Yearly Limit: n/app

Review

This prepaid card offers cash rewards for referring new applicants. Earn $90 per year if your referral receives a card at the Elite level and maintains their account. Receive $50 per year for applicants to the Eufora Preferred card and $20 per year for a referral at the Associate level. There are no application, reload or participation fees. Annual fee is $99.95. Your first deposit can be $5-$5000, setting the limit on your card. $5,000 maximum in account. Additional cards available for $9.95 per card. Benefits include insurance for auto rental, travel accident insurance (up to $100,000) and purchase protection. If you are using this to repair your credit, Eufora's "Credit Builder" service will report to credit bureaus for $6.65 per month. The processing fee is $19.95. Total cost for Credit Builder is $79.80 per year (up to 2 years).This prepaid card offers cash rewards for referring new applicants. Earn $50 per year if your referral receives a card at the Elite level and maintains their account. Receive $20 for a referral at the Associate level. They also offer a monthly drawing for 25 cars- you will receive 1 entry per $100 spent. There are no application, reload or participation fees. Annual fee is $59.95. Your first deposit can be $10-$300, setting the limit on your card. $5,000 maximum in account. Additional cards available for $9.95 per card. Benefits include insurance for auto rental, travel accident insurance (up to $200,000) and purchase protection. If you are using this to repair your credit, Eufora's "Credit Builder" service will report to credit bureaus for $6.65 per month. The processing fee is $19.95. Total cost for Credit Builder is $79.80 per year (up to 2 years). Last Modified Date: 10/30/2008 12:00:00 AM

Additional Perks

Various Internet account related services.
No liability for unauthorized transactions.
Lost and stolen card reporting.
Purchase protection.
Identity theft insurance.
Auto rental insurance.
Up to $200,000 in travel accident insurance.
Access to Eufora Credit Builder to report monthly installment loan payment history to credit bureaus for an additional monthly fee of $10 ($120 annually).
Cash Reward Program ZERO UP FRONT ($99.
95 Advanced Deposit WAIVED) See website for additional benefits.
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Important Notations

**$99.95 annual fee (advanced deposit) will be waived for the first two years. ***Maximum deposit when using a checking or savings account through the Internet is $300; when using any other method the maximum is $5,000. Elite cardmembers will earn $90 per year for each approved Elite MasterCard® referral in good standing, $50 per year for each approved Preferred MasterCard® referral in good standing, and $20 per year for each approved Associate MasterCard® referral in good standing. ****Obtaining Your Card: The USA PATRIOT Act is a federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. "Guaranteed Approval" is contingent upon successfully passing this mandatory identification confirmation. See website for complete terms and conditions of card usage and application disclosure.