Specifics

• Introductory Rate: 0% APR for up to12 Months
• Applied Towards: Purchases, Balance Transfers
• APR (Purchases): 10.99% The APR for purchases is based on the Prime Rate.
• APR (Cash Advances): 20.99% There is a minimum APR on cash advances. The APR for cash advances is based on the Prime Rate.
• Finance Configuration: Average Daily Balance (including new purchases)
• Annual Fee: None
• Additional Cardholders: $0
• Grace Period: 20 Days (Min.)
• Minimum Credit Limit: $5,000
• Maximum Credit Limit: up to $100,000
• Late Payment Fee: $15.00 on balances up to $250.00; $39.00 on balances over $250.00
• Over-The-Limit Fee: $29
• Cash Advance Fee: 3%, $5 minimum
• Balance Transfer Fee: 3%, $5 minimum, $75 maximum

Reward Program Details

• Points per Dollar: n/app
• Additional Points: n/app
• Point Details: n/app
• Expiration: 5 Years (Once converted into certificates there is a 1-year expiration date.) (Account inactivity for more than 36 months could result in the forfeiture of some or all of the Cashback Bonus.)
• Yearly Limit: 750 Disney Dream Reward Dollars on $75,000 in net purchases.

Review

Created for those with good credit who can take advantage of Disney rewards. Earn 1% rebate for general purchases. Receive 1 reward dollar per $100 spent. Earn up to $750 reward dollars per year (rewards expire in 5 years). Use reward dollars on Disney vacations and merchandise. Receive a $15 Disney Store gift card after the first transaction. Platinum benefits include travel accident insurance, travel and emergency assistance services, and auto rental insurance. Uses the "Two Cycles Average Daily Balance" method which may result in higher finance charges. This card will benefit those who pay in full each month and will take advantage of the special Disney offers. Last Modified Date: 8/19/2008 12:00:00 AM

Additional Perks

Access to 0% APR financing for up to 6 months on select Disney vacation packages.
Great savings and special benefits at the Disneyland® Resort and Walt Disney World® Resort.
Various Internet account related services.
Year-end financial statement (upon request).
Purchase protection.
No liability for unauthorized transactions.
Emergency card replacement.
Emergency cash replacement.
Lost and stolen card reporting.
Auto rental insurance (Auto Rental Collision Damage Waiver).
Travel accident insurance.
Various travel and emergency assistance services.
Extended warranty for purchases.
See website for additional benefits.
Certain restrictions, limitations, and exclusions apply.
If an account is opened, please refer to the Guide to Benefits for details.
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Important Notations

The APR for purchases and balance transfers varies according to the applicant's credit history and is either 5.99% or 10.99% + Prime Rate. See website for complete terms and conditions of card usage and application disclosure.