Specifics

• Introductory Rate: 0% Interest* for 9 Months
• Applied Towards: Purchases
• APR (Purchases)**: 13.99%- 20.99 V The APR for purchases is based on the Prime Rate.
• APR (Cash Advances): 23.99% Variable There is a minimum APR on cash advances. The APR for cash advances is based on the Prime Rate.
• Finance Configuration: Average Daily Balance (including new purchases)
• Annual Fee: None
• Additional Cardholders: $0
• Grace Period: 25 Days (Min.)
• Minimum Credit Limit: n/a
• Maximum Credit Limit: n/a
• Late Payment Fee: Up to $35
• Over-The-Limit Fee: n/a
• Cash Advance Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
• Balance Transfer Fee: n/a

Reward Program Details

• Points per Dollar: n/app
• Additional Points: n/app
• Point Details: n/app
• Expiration: None (If your account is closed for any reason or inactive for 18 consecutive months or if you fail to make any Minimum Payment Due for two consecutive billing periods, any Cashback Bonus in your Cashback Bonus account will be forfeited.) (Account inactivity for more than 36 months could result in the forfeiture of some or all of the Cashback Bonus.)
• Yearly Limit: None

Review

Created for students with limited or average credit history. This is a good choice if you pay off your balance each month and use the Cashback Bonus® program. Earn unlimited Cashback Bonus®- up to 1% of general purchases and enroll to earn up to 5% in categories that change like gas, restaurants, movies and many more. Spend up to $1,500 on general purchases and receive a .25% rebate; spend between $1,500 and $3,000 and receive a .5% rebate;spend over $3,000 and receive a full 1% rebate.* If not a full-time student, must have minimum household income of $15,000. This card will benefit those students who plan to spend over $3,000 a year (to earn the 1% cash rebate), plan to use their Cashback Bonus® award at participating retailers (to earn a full 5% rebate and double cash rebates), and plan to pay in full each month. (Warning: If your account is closed for any reason or if you fail to make the Minimum Payment Due by the Payment Due Date for two consecutive billing periods, your Cashback Bonus will be forfeited) Last Modified Date: 12/6/2011 12:00:00 AM

Additional Perks

Various card designs to select from.
Various Internet account related services.
No liability for unauthorized transactions.
Discounts on products and services at participating merchants and retailers.
See website for additional benefits.
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Important Notations

*See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms and conditions on Discover's website.

**See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.