Discover® Student Card - Tropical Beach
Most Attractive: Double cash rebates at participating retailers and merchants (through the Cashback Bonus® award program); no annual fee.
Least Attractive: Low rate not available to all applicants.
Specifics
- Introductory Rate: 0% Interest* for 6 Months
- Applied Towards: Purchases
- APR (Purchases)**: 14.99%
- APR (Cash Advances): 23.99%
- Finance Configuration: Average Daily Balance (including new purchases)
- Annual Fee: None
- Additional Cardholders: $0
- Grace Period: 25 Days (Min.)
- Minimum Credit Limit: n/a
- Maximum Credit Limit: n/a
- Late Payment Fee: $19 on balances up to $250; $39 on balances over $250
- Over-The-Limit Fee: $15 on balances up to $500; $39 on balances over $500
- Cash Advance Fee: 3%, $5 minimum
- Balance Transfer Fee: None
Reward Program Details
- Points per Dollar: n/app
- Additional Points: n/app
- Point Details: n/app
- Expiration: None (Account inactivity for more than 36 months could result in the forfeiture of some or all of the Cashback Bonus®.) (Account inactivity for more than 36 months could result in the forfeiture of some or all of the Cashback Bonus.)
- Yearly Limit: None
Review
Created for students with limited or average credit history. This is a good choice if you pay off your balance each month and use the Cashback Bonus® program. Earn unlimited Cashback Bonus®- up to 1% of general purchases and enroll to earn up to 5% in categories that change like travel, gas, groceries, restaurants, movies and many more. Those who spend up to $1,500 on general purchases will receive a .25% rebate, between $1,500 and $3,000 will receive a .5% rebate, and over $3,000 will receive a full 1% rebate.* If not a full-time student, must have minimum household income of $15,000. This card will benefit those students who plan to spend over $3,000 a year (to earn the 1% cash rebate), plan to use their Cashback Bonus® award at participating retailers (to earn a full 5% rebate and double cash rebates), and plan to pay in full each month * See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. Last Modified Date: 10/7/2009 12:00:00 AM
Additional Perks
Various card designs to select from.
Various Internet account related services.
No liability for unauthorized transactions.
Discounts on products and services at participating merchants and retailers.
See website for additional benefits.
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Important Notations
*See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Here" button, you can review the credit card terms and conditions on Discover’s website.
**See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.
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