Discover® Student Card - Monogram Collection
Most Attractive: Personalized card design; double cash rebates at participating retailers and merchants (through the Cashback Bonus® award program); no annual fee; 0% intro APR on purchases.
Least Attractive: Low rate not available to all applicants.
Specifics
- Introductory Rate: 0% Interest* for 6 Months
- Applied Towards: Purchases
- APR (Purchases)**: 14.99%
- APR (Cash Advances): 23.99%
- Finance Configuration: Average Daily Balance (including new purchases)
- Annual Fee: None
- Additional Cardholders: $0
- Grace Period: 25 Days (Min.)
- Minimum Credit Limit: $500
- Maximum Credit Limit: up to $5,000
- Late Payment Fee: $19 on balances up to $250; $39 on balances over $250
- Over-The-Limit Fee: $15 on balances up to $500; $39 on balances over $500
- Cash Advance Fee: 3%, $5 minimum
- Balance Transfer Fee: None
Reward Program Details
- Points per Dollar: n/app
- Additional Points: n/app
- Point Details: n/app
- Expiration: None (Account inactivity for more than 36 months could result in the forfeiture of some or all of the Cashback Bonus®.) (Account inactivity for more than 36 months could result in the forfeiture of some or all of the Cashback Bonus.)
- Yearly Limit: None
Review
Created for students who want cash rewards. Personalized card displays cardholder's initial(s). Enroll and earn 5% in rotating categories like travel, gas, groceries, restaurants, movies and many more. Those who spend up to $1,500 on general purchases will receive a .25% rebate, between $1,500 and $3,000 will receive a .5% rebate, and over $3,000 will receive a 1% rebate.* Earn unlimited rebates per year. Rebates expire if there is no activity during a 36-month period. Earn a double Cashback Bonus® for redeeming their rebates for gift certificates from participating Discover Card Partners. Benefits include up to $500,000 in travel accident insurance, and auto rental insurance. This card will benefit those who will spend over $3,000 per year (to get the 1% cash rebate), and will pay in full each month. * See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. Last Modified Date: 10/7/2009 12:00:00 AM
Additional Perks
Various Internet account related services.
Cardholders choose their personalized card design.
No liability for unauthorized transactions.
Fraud and security protection services.
Discounts on products and services at participating merchants and retailers.
See website for additional benefits.
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Important Notations
*See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Here" button, you can review the credit card terms and conditions on Discover’s website.
**See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.
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