Specifics

• Introductory Rate: 0% Interest* for 6 Months
• Applied Towards: Purchases
• APR (Purchases): 14.99% The APR for purchases is based on the Prime Rate.
• APR (Cash Advances): 23.99% There is a minimum APR on cash advances. The APR for cash advances is based on the Prime Rate.
• Finance Configuration: Average Daily Balance (including new purchases)
• Annual Fee: None
• Additional Cardholders: $0
• Grace Period: 25 Days (Min.)
• Minimum Credit Limit: $500
• Maximum Credit Limit: up to $5,000
• Late Payment Fee: $19 on balances up to $250; $39 on balances over $250
• Over-The-Limit Fee: $15 on balances up to $500; $39 on balances over $500
• Cash Advance Fee: 3%, $5 minimum
• Balance Transfer Fee: None

Reward Program Details

• Points per Dollar: n/app
• Additional Points: n/app
• Point Details: n/app
• Expiration: None (Account inactivity for more than 36 months could result in the forfeiture of some or all of the Cashback Bonus®.) (Account inactivity for more than 36 months could result in the forfeiture of some or all of the Cashback Bonus.)
• Yearly Limit: None

Review

Created for students who want cash rewards. Personalized card displays cardholder's initial(s). Earn up to 1% for general purchases. Earn 5% in popular categories that change four times a year (travel, movies, gas, restaurants, movies, etc.). Spend up to $1,500 and get a .25% rebate; $1,500-$3,000 and get a .5% rebate; over $3,000 will get a 1% rebate. Earn unlimited rebates per year. Rebates expire if there is no activity during a 36-month period. Last Modified Date: 11/11/2008 12:00:00 AM

Additional Perks

Various Internet account related services.
Cardholders choose their personalized card design.
No liability for unauthorized transactions.
Fraud and security protection services.
Discounts on products and services at participating merchants and retailers.
See website for additional benefits.
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Important Notations

See website for complete terms and conditions of card usage and application disclosure.