Specifics

• Introductory Rate: 0% Interest* for 6 Months
• Applied Towards: Purchases
• APR (Purchases): 14.99% The APR for purchases is based on the Prime Rate.
• APR (Cash Advances): 23.99% There is a minimum APR on cash advances. The APR for cash advances is based on the Prime Rate.
• Finance Configuration: Average Daily Balance (including new purchases)
• Annual Fee: None
• Additional Cardholders: $0
• Grace Period: 25 Days (Min.)
• Minimum Credit Limit: n/a
• Maximum Credit Limit: n/a
• Late Payment Fee: $19 on balances up to $250; $39 on balances over $250
• Over-The-Limit Fee: $15 on balances up to $500 and $39 on balances over $500
• Cash Advance Fee: 3%, $5 minimum
• Balance Transfer Fee: n/a

Reward Program Details

• Points per Dollar: n/app
• Additional Points: n/app
• Point Details: n/app
• Expiration: None (Account inactivity for more than 36 months could result in the forfeiture of some or all of the Cashback Bonus®.) (Account inactivity for more than 36 months could result in the forfeiture of some or all of the Cashback Bonus.)
• Yearly Limit: None

Review

Created for students who want to earn cash rewards for their gas and auto maintenance purchases. Earn 5% rebate for gas and auto maintenance purchases. Spend up to $1,500 and get a .25% rebate; spend $1,500-$3,000 and get a .5% rebate; spend over $3,000 and get a 1% rebate. Redeem rewards in $20 increments. This card is a good choice if you plan to spend up to $1,200 per year on gas and auto maintenance (to get the full 5% cash rebate). Last Modified Date: 10/1/2008 12:00:00 AM

Additional Perks

Various Internet account related services.
Fraud and security protection services.
See website for additional benefits.
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Important Notations

See website for complete terms and conditions of card usage and application disclosure.