Discover® Open Road(SM) Card for Students
Most Attractive: No annual fee; 0% introductory rate; reward program.
Least Attractive: Low rate not available to all applicants.
Specifics
- Introductory Rate: 0% Interest* for 6 Months
- Applied Towards: Purchases
- APR (Purchases): 14.99%
- APR (Cash Advances): 23.99%
- Finance Configuration: Average Daily Balance (including new purchases)
- Annual Fee: None
- Additional Cardholders: $0
- Grace Period: 25 Days (Min.)
- Minimum Credit Limit: n/a
- Maximum Credit Limit: n/a
- Late Payment Fee: $19 on balances up to $250; $39 on balances over $250
- Over-The-Limit Fee: $15 on balances up to $500 and $39 on balances over $500
- Cash Advance Fee: 3%, $5 minimum
- Balance Transfer Fee: n/a
Reward Program Details
- Points per Dollar: n/app
- Additional Points: n/app
- Point Details: n/app
- Expiration: None (Account inactivity for more than 36 months could result in the forfeiture of some or all of the Cashback Bonus®.) (Account inactivity for more than 36 months could result in the forfeiture of some or all of the Cashback Bonus.)
- Yearly Limit: None
Review
Created for students who want to earn cash rewards for their gas and auto maintenance purchases. Earn 5% rebate for gas and auto maintenance purchases. Spend up to $1,500 and get a .25% rebate; spend $1,500-$3,000 and get a .5% rebate; spend over $3,000 and get a 1% rebate. Redeem rewards in $20 increments. This card is a good choice if you plan to spend up to $1,200 per year on gas and auto maintenance (to get the full 5% cash rebate). Last Modified Date: 10/1/2008 12:00:00 AM
Additional Perks
Various Internet account related services.
Fraud and security protection services.
See website for additional benefits.
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Important Notations
See website for complete terms and conditions of card usage and application disclosure.
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