Specifics

• Introductory Rate: 0% Intro APR*
• Applied Towards: Purchases, Balance Transfers
• APR (Purchases): 13.99% The APR for purchases is based on the Prime Rate.
• APR (Cash Advances): 22.99% There is a minimum APR on cash advances. The APR for cash advances is based on the Prime Rate.
• Finance Configuration: Average Daily Balance (including new purchases)
• Annual Fee: None
• Additional Cardholders: $0
• Grace Period: 20 Days (Min.)
• Minimum Credit Limit: n/a
• Maximum Credit Limit: n/a
• Late Payment Fee: $0 on balances up to $100; $39 on balances of $100 and over
• Over-The-Limit Fee: $0 on balances of $1,000 or less; $39 on balances over $1,000
• Cash Advance Fee: 3%, $5 minimum
• Balance Transfer Fee: 3% for each balance transfer made under this offer

Reward Program Details

• Points per Dollar: n/app
• Additional Points: n/app
• Point Details: n/app
• Expiration: None (Account inactivity for more than 36 months could result in the forfeiture of some or all of the Cashback Bonus®.) (Account inactivity for more than 36 months could result in the forfeiture of some or all of the Cashback Bonus.)
• Yearly Limit: None

Review

Created for those with good credit who want a cash reward credit card. Earn 5% on the first $2,000 spent on office supplies, 2% on the first $2,000 spent on gas purchases, and up to 1% for other purchases. Earn .25% for purchases made at discount stores and warehouse clubs. Earn double Cashback Bonus® for redeeming points for gifts certificates from participating partners. Earn unlimited rebates; rebates do not expire. Also receive discounts from participating retailers. Keep in mind that if you spend less than $5,000 in one year, the cash rebate may be less than 1% (1% applies after you spend over $5,000 in one year). Last Modified Date: 11/13/2008 12:00:00 AM

Additional Perks

Various Internet account related services.
Access to PurchaseChecks.
Fraud and security protection services.
Discounts on products and services at participating merchants and retailers.
See website for additional benefits.
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Important Notations

*View Discover® Card Rates, Fees, Rewards and Other Important Information ** Earn a $100 Cashback Bonus® when you make $1000 in purchases within 3 months after your account is opened. Offer valid for new accounts only; limit one per account. We are not responsible for merchant delays in processing transactions. Promotional reward will be applied within 8 weeks. See Cashback Bonus® Terms and Conditions for full details. See website for complete terms and conditions of card usage and application disclosure.