LowCards seen on...
RSS Feeds
  • Home
  • About Us
  • Press Room
  • FAQ
  • Forums
  • Contact Us
  • Privacy Policy

Continental Finance Gold MasterCard®

Credit Card Name Apply Now

Most Attractive: Reports to credit bureaus; no security deposit required.

Least Attractive: Annual and monthly fees.

Specifics

  • Introductory Rate: No Introductory Rate Available
  • Applied Towards: None
  • APR (Purchases): 9.75%* The APR for purchases is based on the Prime Rate.
  • APR (Cash Advances): 19.92% There is a minimum APR on cash advances. The APR for cash advances is based on the Prime Rate.
  • Finance Configuration: Average Daily Balance (including new purchases)
  • Annual Fee: $50
  • Additional Cardholders: $30**
  • Grace Period: 25 Days (Min.)
  • Minimum Credit Limit: $300
  • Maximum Credit Limit: up to $2,000
  • Late Payment Fee: $35
  • Over-The-Limit Fee: $35
  • Cash Advance Fee: 3%, $5 minimum
  • Balance Transfer Fee: n/app

Reward Program Details

  • Points per Dollar: n/app
  • Additional Points: n/app
  • Point Details: n/app
  • Expiration: n/app (Account inactivity for more than 36 months could result in the forfeiture of some or all of the Cashback Bonus.)
  • Yearly Limit: n/app

Review

Created for those with poor credit who need a second chance. The main benefit of this card is that it reports to credit bureaus. This card has a Low APR and a $25 annual fee. Monthly maintenance fee is $12 ($144 per year). One-time account processing fee is $200. Expect to pay $357 in fees during the first year. *See Website for Other Fees, Rates, and Terms and Conditions Last Modified Date: 1/28/2009 12:00:00 AM

Additional Perks

Access to semi-annual credit limit increases.
* Various Internet account related services.
See website for additional benefits.
.

Important Notations

*See website for other fees, rates, and terms of conditions. ***The monthly maintenance fee of $15 is waived for the first month. There is a one-time account processing fee of $175. There is a $35 fee for returned payments. There is a $25 fee for credit limit increases. There is a $4 fee for Internet payments. See website for complete terms and conditions of card usage and application disclosure.

Apply Online
  • Search by Type of Card

    • Low Interest Credit Cards
    • Low Intro Rate Cards
    • Balance Transfer Cards
    • Airline Credit Cards
    • Cash Back Credit Cards
    • Other Reward Cards
      • Auto
      • Finance
      • Gas
      • Home Improvement
      • Hotel / Travel
      • Points
      • Retail
    • Student Credit Cards
    • Prepaid & Debit Cards
    • No Annual Fee Cards
    • Canadian Credit Cards
    • LowCards.com en EspaƱol
  • Search by Credit Quality

    • Excellent Credit
    • Good Credit
    • Fair Credit
    • Bad Credit
    • No Credit / New Credit
  • Search by Issuer

    • American Express
    • Capital One
    • Citi
    • Discover
    • MasterCard
    • Visa
  • Latest Credit Card News

    • Consumer Tips for Settling Credit Card Debt 6/24/2009 6:45:00 AM
    • Protecting Yourself Against Credit Card Fraud 6/17/2009 6:41:00 AM
    • How Newlyweds Can Minimize Financial Stress 6/2/2009 6:54:00 PM
    • Beware of Foreign Transaction Fees on Your Credit Card 5/12/2009 5:38:00 PM
    • Understanding the Credit Card Reform Legislation 5/7/2009 2:27:00 PM
    • Fed Report Shows Banks Tightening Lending Standards on Credit Cards 5/7/2009 6:37:00 AM
    • Possible Vote in House This Week on Credit Card Reform 4/28/2009 5:22:00 PM
    • Reducing Debt During Stress Awareness Month 4/27/2009 5:35:00 PM
    • Could Credit Card Reform Come Sooner Than Expected? 4/23/2009 5:08:00 PM
    • President Obama Tackles Credit Card Reform 4/23/2009 2:52:00 PM
  • Dummies Guide
    To Credit
  • Free Monthly
    Savings Newsletter