Specifics

• Introductory Rate: 0% APR for 6 Months
• Applied Towards: Purchases, Balance Transfers
• APR (Purchases)**: As low as 11.99% V The APR for purchases is based on the Prime Rate.
• APR (Cash Advances): 21.99%V There is a minimum APR on cash advances. The APR for cash advances is based on the Prime Rate.
• Finance Configuration: Average Daily Balance (including new purchases)
• Annual Fee: None
• Additional Cardholders: $0
• Grace Period: 20 Days (Min.)
• Minimum Credit Limit: n/a
• Maximum Credit Limit: n/a
• Late Payment Fee: $15 on balances up to $100; $29 on balances of $100 up to $250; $39 on balances of $250 and over
• Over-The-Limit Fee: $39
• Cash Advance Fee: 3% of each cash advance; $5 minimum
• Balance Transfer Fee: 3% of each balance transfer; $5 minimum

Reward Program Details

• Points per Dollar: n/app
• Additional Points: n/app
• Point Details: n/app
• Expiration: n/app (Account inactivity for more than 36 months could result in the forfeiture of some or all of the Cashback Bonus.)
• Yearly Limit: n/app

Review

An attractive card if you have good or excellent credit. Offers 0% interest rate for up to 6 months on purchases and balance transfers. No annual fee. Balance transfer fee is 3% ($5 minimum, no maximum). Platinum cardholder benefits include auto rental insurance, fraud protection services, and retail protection insurance. (Not designed for applicants with average or poor credit) Last Modified Date: 10/8/2009 12:00:00 AM

Additional Perks

Various Internet account related services.
Reports to all major credit bureaus to help you establish your credit history.
Citi Identity Theft Solutions.
$0 liability on unauthorized purchases.
Secure, free online account management.
Auto rental insurance.
Fraud and security protection services.
Lost wallet service.
Lost and stolen card reporting.
Emergency card replacement.
Emergency cash replacement.
Optional personal photo on card.
Various travel and emergency assistance services.
Medical referral services.
Legal referral services.
See website for additional benefits.
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Important Notations

The APR for purchases and balance transfers varies according to the applicant's credit history and will be as low as 11.99%, 15.99%, or 19.99%. The minimum variable APR for cash advances is 21.99%. See website for complete terms and conditions of card usage and application disclosure.

**See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.