Specifics

• Introductory Rate: 2.99% APR for 6 Months
• Applied Towards: Purchases
• APR (Purchases): 14.99% / 16.99% The APR for purchases is based on the Prime Rate.
• APR (Cash Advances): 19.99% There is a minimum APR on cash advances. The APR for cash advances is based on the Prime Rate.
• Finance Configuration: Average Daily Balance (including new purchases)
• Annual Fee: None
• Additional Cardholders: $0
• Grace Period: 20 Days (Min.)
• Minimum Credit Limit: See Important Notations
• Maximum Credit Limit: See Important Notations
• Late Payment Fee: $15 on balances up to $100; $29 on balances of $100 up to $250; $39 on balances of $250 and over
• Over-The-Limit Fee: None
• Cash Advance Fee: 3%, $5 minimum
• Balance Transfer Fee: A balance transfer fee applies with this offer* (see site for details).

Reward Program Details

• Points per Dollar: 2 Points
• Additional Points: Cardholders can earn 6 Hilton HHonors bonus points for each $1 spent at participating Hilton Family hotels - Hilton®, Conrad®, Doubletree®, Embassy Suites Hotels®, Hampton Inn®, Hampton Inn & Suites®, Hilton Garden Inn®, Hilton Grand Vacations Club®, Homewood Suites by Hilton® and The Waldorf=Astoria Collection™ hotels worldwide; 3 Hilton HHonors bonus points for each $1 spent on purchases at supermarkets, drugstores and gas stations, and earn 2 Hilton HHonors bonus points for each $1 spent on all other purchases.
• Point Details: Points are redeemable for free nights at more than 2,800 Hilton Family hotels worldwide or for vacation packages, car rentals, and miles at participating airline partners.
• Expiration: 1 Year (Points do not expire as long as the cardholder stays with Hilton or uses the card within a 12-month period.) (Account inactivity for more than 36 months could result in the forfeiture of some or all of the Cashback Bonus.)
• Yearly Limit: None

Review

Created for those who will pay off their balance each month and can take advantage of the reward program. Earn 6 points per $1 spent at participating Hilton hotels (Hilton, Hilton Garden Inn, Homewood Suites by Hilton, and the Waldof-Astoria Collection); earn 3 points per $1 spent at supermarkets, drugstores and gas stations; earn 2 points per $1 spent on general purchases. No annual limit for points earned; points do not expire if you stay at a Hilton Hotel at least once a year. Earn 15,000 bonus points with $150 in purchases within 2 months from the date that the account was opened. Use points for free hotel stays and various travel rewards. New cardholders receive complimentary Hilton HHonors Silver VIP status during the 1st year of membership. Benefits include lost luggage insurance, up to $1,000,000 in travel accident insurance, and a concierge service. This card will benefit those who frequently stay at Hilton HHonors® hotels and plan to pay in full each month. Last Modified Date: 9/25/2008 12:00:00 AM

Additional Perks

Various Internet account related services.
Identity theft solutions.
Fraud and security protection services.
Complimentary Hilton HHonors Silver VIP status for the first year of membership.
Automatic bill payments.
Up to $1,000,000 in travel accident insurance.
Auto rental insurance.
Emergency cash replacement.
Emergency card replacement.
Lost luggage assistance.
Medical referral services.
Legal referral services.
Lost and stolen card reporting.
Various travel and emergency assistance services.
Year-end financial statement (upon request).
No liability for unauthorized transactions.
See website for additional benefits.
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Important Notations

The card has no pre-set spending limit; however, purchases are approved based on credit record, account history, and personal resources. The APR for purchases and balance transfers varies according to the applicant's credit history and will be 9.99% or 11.99% + Prime Rate. Your application will be considered for a Citi® Hilton HHonors® Gold Card if you don't qualify for the Citi® Hilton HHonors® Visa® Signature Card. See website for complete terms and conditions of card usage and application disclosure.