Specifics

• Introductory Rate: No Introductory Rate Available
• Applied Towards: None
• APR (Purchases): 14.99% The APR for purchases is based on the Prime Rate.
• APR (Cash Advances): 19.99% There is a minimum APR on cash advances. The APR for cash advances is based on the Prime Rate.
• Finance Configuration: Average Daily Balance (including new purchases)
• Annual Fee: $50
• Additional Cardholders: $0
• Grace Period: 20 Days (Min.)
• Minimum Credit Limit: See Important Notations
• Maximum Credit Limit: See Important Notations
• Late Payment Fee: $15 on balances up to $100; $29 on balances of $100 up to $250; $39 on balances of $250 and over
• Over-The-Limit Fee: None
• Cash Advance Fee: 3%, $5 minimum
• Balance Transfer Fee: A balance transfer fee applies with this offer* (see site for details).

Reward Program Details

• Points per Dollar: n/app
• Additional Points: n/app
• Point Details: n/app
• Expiration: AAdvantage® miles may never expire. (Account inactivity for more than 36 months could result in the forfeiture of some or all of the Cashback Bonus.)
• Yearly Limit: 60,000 Miles (AAdvantage® Executive Platinum®, AAdvantage® Platinum®, and AAdvantage® Gold® members are excluded from this limit.)

Review

Created for those with good credit who fly on American Airlines. Earn 1 mile per $1 spent. Miles may be used for free flights on American and its airline partners, hotel stays, and car rentals. Earn up to 60,000 miles per year. Offers 15,000 bonus miles after you make $750 in purchases within 4 months. The annual fee is lower than many airline reward cards and it is waived during the first year. Benefits include auto rental insurance, and travel accident insurance. This card will benefit those who pay off their balance each month and will be able to earn a free ticket within 3 years (due to the annual fee). Last Modified Date: 9/22/2008 12:00:00 AM

Additional Perks

Various Internet account related services.
Access to reduced mileage awards.
Identity theft solutions.
Lost and stolen card reporting.
Emergency cash replacement.
Emergency card replacement.
Fraud and security protection services.
Automatic bill payments.
Up to $1,000,000 in travel accident insurance.
Auto rental insurance.
No liability for unauthorized transactions.
Year-end financial statement (upon request).
See website for additional benefits.
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Important Notations

The card has no pre-set spending limit; however, purchases are approved based on credit record, account history, and personal resources. Any amount that exceeds the credit limit must be paid in full. See website for complete terms and conditions of card usage and application disclosure.