Specifics

• Introductory Rate: 0% APR for up to 12 Months
• Applied Towards: Purchases, Balance Transfers
• APR (Purchases): 10.99% The APR for purchases is based on the Prime Rate.
• APR (Cash Advances): 20.99% There is a minimum APR on cash advances. The APR for cash advances is based on the Prime Rate.
• Finance Configuration: Average Daily Balance (including new purchases)
• Annual Fee: None
• Additional Cardholders: $0
• Grace Period: 20 Days (Min.)
• Minimum Credit Limit: n/a
• Maximum Credit Limit: n/a
• Late Payment Fee: $15 on balances up to $100; $29 on balances of $100 up to $250; $39 on balances of $250 and over
• Over-The-Limit Fee: $39
• Cash Advance Fee: 3%, $10 minimum
• Balance Transfer Fee: 3%, $5 minimum, $99 maximum

Reward Program Details

• Points per Dollar: 1 Point
• Additional Points: None
• Point Details: When 2,500 points have been accrued, the cardholder may choose either a $25 check or a $25 gift certificate to participating merchants.
• Expiration: None (Account inactivity for more than 36 months could result in the forfeiture of some or all of the Cashback Bonus.)
• Yearly Limit: 60,000 Points

Review

This card is for those with very good credit who want a reward program. Earn 1 point per $1 spent on general purchases and for each dollar in interest applied to the account. Receive 1,000 bonus points with your first purchase. Accrue 2,500 points and receive either a $25 gift check a $25 gift certificate from various merchants and retailers. 3% international transaction fee. Cardholders have access to common platinum benefits provided by Chase. Uses "Two Cycles Average Daily Balance" method which may result in higher finance charges. This card will benefit those who qualify for the lowest rate offered and will take advantage of the rebate program. Last Modified Date: 10/9/2008 12:00:00 AM

Additional Perks

Various Internet account related services.
Emergency card replacement.
Emergency cash replacement.
Lost and stolen card reporting.
Travel accident insurance.
Auto rental insurance (Auto Rental Collision Damage Waiver).
Various travel and emergency assistance services.
Extended warranty for purchases.
Purchase protection.
No liability for unauthorized transactions.
Year-end financial statement (upon request).
See website for additional benefits.
Certain restrictions, limitations, and exclusions apply.
If an account is opened, please refer to the Guide to Benefits for details.
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Important Notations

The APR for purchases and balance transfers varies according to the applicant's credit history and will be 5.99%, 9.99%, or 14.99% + Prime Rate. See website for complete terms and conditions of card usage and application disclosure.