Capital One® Platinum Prestige
Most Attractive: No annual fee; very low interest rate.
Least Attractive: No reward program.
Specifics
- Introductory Rate: No Introductory Rate Available
- Applied Towards: None
- APR (Purchases): 7.90%
- APR (Cash Advances): 22.90%
- Finance Configuration: Average Daily Balance (including new purchases)
- Annual Fee: None
- Additional Cardholders: $0
- Grace Period: 25 Days
- Minimum Credit Limit: $500
- Maximum Credit Limit: up to $20,000
- Late Payment Fee: Balance of $0 - $99.99 = $15 fee; balance of $100 - $249.99 = $29 fee; balance of $250 or more = $39 fee
- Over-The-Limit Fee: $39 fee
- Cash Advance Fee: 3% of amount of the cash advance, but not less than $10.
- Balance Transfer Fee: None
Reward Program Details
- Points per Dollar: n/app
- Additional Points: n/app
- Point Details: n/app
- Expiration: n/app (Account inactivity for more than 36 months could result in the forfeiture of some or all of the Cashback Bonus.)
- Yearly Limit: n/app
Review
One of the lowest rates available in the United States. This card is at the top of our list because it has a higher approval rate for applications than other low interest credit cards. That means you have a much better chance of getting approved for what you applied for. The rate applies to balance transfers and purchases, making this a good choice for carrying a balance or transferring a balance from a card with a higher rate. No balance transfer fee. Additional benefits include roadside assistance and extended warranties for purchases. Last Modified Date: 5/7/2008 12:00:00 AM
Additional Perks
$100,000 Worldwide Automatic Travel Accident Insurance.
24-hour Roadside Assistance with lock-out service, towing, and flat repair.
Emergency card replacement or cash advance if your card is lost or stolen.
Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving Zone(SM) on Yahoo!Shopping.
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Important Notations
*See Capital One® important disclosures for more information.
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