Specifics

• Introductory Rate: 0% APR on Purchases Until August 2012
• Applied Towards: Purchases
• APR (Purchases)**: 12.90% - 20.90% (V) The APR for purchases is based on the Prime Rate.
• APR (Cash Advances): 24.90% (V) There is a minimum APR on cash advances. The APR for cash advances is based on the Prime Rate.
• Finance Configuration: Average Daily Balance (including new purchases)
• Annual Fee: None
• Additional Cardholders: $0
• Grace Period: 25 Days
• Minimum Credit Limit: N/A
• Maximum Credit Limit: N/A
• Late Payment Fee: Up to $35
• Over-The-Limit Fee: Credit limit of $0 - $499.99 = $19 fee; credit limit of $500 - $999.99 = $29 fee; credit limits of$ 1,000 or more = $39 fee
• Cash Advance Fee: 3% of amount of the cash advance, but not less than $10.
• Balance Transfer Fee: None

Reward Program Details

• Points per Dollar: 1 Point
• Additional Points: Earn 2 points per dollar spent at gas stations, major grocery, and drug stores.
• Point Details: Points won't expire for the life of your account and there's no limit to the number of points you can earn.
• Expiration: None (Account inactivity for more than 36 months could result in the forfeiture of some or all of the Cashback Bonus.)
• Yearly Limit: None

Review

Created for those with excellent credit who want a reward card. Earn 2 points per $1 spent at grocery stores, gas stations, and drug stores. Earn 1 point per $1 spent on all other purchases. Earn unlimited points each year; points do not expire. No annual fee. Benefits include travel accident insurance, roadside assistance, and extended warranties for purchases. Get up to 15% more cash back when you shop over 300 retailers Last Modified Date: 8/30/2010 5:48:00 PM

Additional Perks

$0 fraud liability for any unauthorized use if your card is lost or stolen.
24-Hour Travel and Emergency Assistance.
Emergency card replacement or cash advance if your card is lost or stolen.
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Important Notations

This card is for applicants with Excellent Credit. *See Capital One® important disclosures for more information.

**See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.