Specifics

• Introductory Rate: 0% on Purchases Until November 2010
• Applied Towards: Purchases
• APR (Purchases)**: 13.90% (V) The APR for purchases is based on the Prime Rate.
• APR (Cash Advances): 24.90% There is a minimum APR on cash advances. The APR for cash advances is based on the Prime Rate.
• Finance Configuration: Average Daily Balance (including new purchases)
• Annual Fee: $39
• Additional Cardholders: $0
• Grace Period: 25 Days
• Minimum Credit Limit: N/A
• Maximum Credit Limit: N/A
• Late Payment Fee: Balance of $0 - $99.99 = $15 fee; balance of $100 - $249.99 = $29 fee; balance of $250 or more = $39 fee
• Over-The-Limit Fee: N/A
• Cash Advance Fee: 3% of amount of the cash advance, but not less than $10.
• Balance Transfer Fee: None

Reward Program Details

• Points per Dollar: n/app
• Additional Points: n/app
• Point Details: n/app
• Expiration: None (Account inactivity for more than 36 months could result in the forfeiture of some or all of the Cashback Bonus.)
• Yearly Limit: None

Review

Created for professionals with excellent credit who want to earn airlines miles or gift cards rewards. One of the most generous reward offers: 2 miles per $1 spent on all purchases. Earn unlimited miles each year; miles do not expire. Use miles on any airline, anytime. There are no seat restrictions or blackout dates. Miles may also be redeemed for travel, merchandise, and gift cards. Benefits include purchase insurance and emergency roadside assistance. No foreign transaction fee. Offers concierge services. Last Modified Date: 11/5/2009 6:04:00 PM

Additional Perks

• Book travel with any airline, hotel, cruise line, or rental car company • Concierge Services—from flowers to flights, have someone else do it for you • MasterCard Global Service® - international 24/7 card assistance • Travel Accident Insurance • 24-Hour Travel and Emergency Assistance • 24-Hour Customer Service—available whenever you need assistance .

Important Notations

This card is for applicants with Excellent Credit. *See Capital One® important disclosures for more information.

**See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.