Specifics

• Introductory Rate: 0% on Purchases Until November 2010
• Applied Towards: Purchases
• APR (Purchases)**: 13.90% (V) The APR for purchases is based on the Prime Rate.
• APR (Cash Advances): 24.90% There is a minimum APR on cash advances. The APR for cash advances is based on the Prime Rate.
• Finance Configuration: Average Daily Balance (including new purchases)
• Annual Fee: None
• Additional Cardholders: $0
• Grace Period: 25 Days
• Minimum Credit Limit: N/A
• Maximum Credit Limit: N/A
• Late Payment Fee: Balance of $0 - $99.99 = $15 fee; balance of $100 - $249.99 = $29 fee; balance of $250 or more = $39 fee
• Over-The-Limit Fee: N/A
• Cash Advance Fee: 3% of amount of the cash advance, but not less than $10.
• Balance Transfer Fee: None

Reward Program Details

• Points per Dollar: n/app
• Additional Points: n/app
• Point Details: n/app
• Expiration: None (Miles do not expire for the life of the account.) (Account inactivity for more than 36 months could result in the forfeiture of some or all of the Cashback Bonus.)
• Yearly Limit: None

Review

The Capital One® No Hassle Miles(SM) Rewards - Visa® Excellent 1x - 2x Miles Rewards is for people with excellent credit and is by far one of the best and least costly airline reward cards available. Through the rewards program, cardholders earn 1 mile per dollar spent on all purchases and two miles for each dollar spent above $1,000. Earn unlimited miles; miles do not expire. Miles are redeemable for flights on any airline with no blackout dates. Also redeem for travel, merchandise, and gift certificates. Miles can also be donated to participating charities. No annual fee. No foreign transaction fee. Last Modified Date: 11/5/2009 4:31:00 AM

Additional Perks

• 1 mile per dollar spent on purchases up to $1,000 each month • 2 miles per dollar above $1,000 each month • No limit on the miles you can earn and miles don't expire • Redeem for Travel, Merchandise, Gift Cards and more • No blackout dates and no seat restrictions • Fly FREE on any airline to any destination • No foreign transaction fees • 0% APR on purchases until November 2010 • No annual fee.

Important Notations

This card is for applicants with Excellent Credit. *See Capital One® important disclosures for more information.

**See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.