Specifics

• Introductory Rate: 0% on Purchases Until October 2009
• Applied Towards: Purchases
• APR (Purchases): 13.90% The APR for purchases is based on the Prime Rate.
• APR (Cash Advances): 22.90% There is a minimum APR on cash advances. The APR for cash advances is based on the Prime Rate.
• Finance Configuration: Average Daily Balance (including new purchases)
• Annual Fee: None
• Additional Cardholders: $0
• Grace Period: 25 Days
• Minimum Credit Limit: $500
• Maximum Credit Limit: up to $15,000
• Late Payment Fee: Balance of $0 - $99.99 = $15 fee; balance of $100 - $249.99 = $29 fee; balance of $250 or more = $39 fee
• Over-The-Limit Fee: $39 fee
• Cash Advance Fee: 3% of amount of the cash advance, but not less than $10.
• Balance Transfer Fee: None

Reward Program Details

• Points per Dollar: n/app
• Additional Points: n/app
• Point Details: n/app
• Expiration: None (Account inactivity for more than 36 months could result in the forfeiture of some or all of the Cashback Bonus.)
• Yearly Limit: None

Review

Created for those with above average credit, this card has one of the best and least expensive airline reward programs. Earn 1.25 per $1 on all purchases. Use miles for flights on any airlines. No blackout dates. Earn unlimited miles and miles do not expire. Benefits include extended warranties for purchases, roadside assistance and travel accident insurance. Last Modified Date: 10/30/2008 12:00:00 AM

Additional Perks

$0 fraud liability for any unauthorized use if your card is lost or stolen.
Five different reward options - Travel, Cash, Merchandise, Charitable Donations, or Gift Certificates 24-Hour Travel and Emergency Assistance.
Emergency card replacement or cash advance if your card is lost or stolen.
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Important Notations

This card is for applicants with Good Credit. *See Capital One® important disclosures for more information.