Specifics

• Introductory Rate: 0% APR on Purchases Until June 2012
• Applied Towards: Purchases
• APR (Purchases)**: 17.90% - 22.90% (V) The APR for purchases is based on the Prime Rate.
• APR (Cash Advances): 24.90% (V) There is a minimum APR on cash advances. The APR for cash advances is based on the Prime Rate.
• Finance Configuration: Average Daily Balance (including new purchases)
• Annual Fee: $39
• Additional Cardholders: $0
• Grace Period: 25 Days
• Minimum Credit Limit: N/A
• Maximum Credit Limit: N/A
• Late Payment Fee: Up to $35
• Over-The-Limit Fee: Credit limit of $0 - $499.99 = $19 fee; credit limit of $500 - $999.99 = $29 fee; credit limits of $1,000 or more = $39 fee**
• Cash Advance Fee: 3% of amount of the cash advance, but not less than $10.
• Balance Transfer Fee: None

Reward Program Details

• Points per Dollar: n/app
• Additional Points: n/app
• Point Details: n/app
• Expiration: None (Account inactivity for more than 36 months could result in the forfeiture of some or all of the Cashback Bonus.)
• Yearly Limit: None

Review

This card is created for those who have had past credit problems and are rebuilding their credit. This card also offers cash rewards, earn 1% cash back on purchases and 2% cash back on purchases at gas stations and major grocery stores. Earn unlimited cash back with no expiration date. $39 annual fee. Benefits include travel accident insurance, extended warranties for purchases, and roadside assistance. Get up to 15% more cash back when you shop over 300 retailers. Last Modified Date: 9/14/2011 4:01:00 PM

Additional Perks

Platinum Benefits include 24-hour travel and emergency assistance, as well as customer support and online account services.
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Important Notations

This card is for applicants with Average Credit. *See Capital One® important disclosures for more information. **The over-the-credit-limit fee will be based on the amount of the cardholder's credit limit at the time the fee is applied.

**See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.