Specifics

• Introductory Rate: 0% on Purchases Until October 2009
• Applied Towards: Purchases
• APR (Purchases): 13.90% The APR for purchases is based on the Prime Rate.
• APR (Cash Advances): 22.90% There is a minimum APR on cash advances. The APR for cash advances is based on the Prime Rate.
• Finance Configuration: Average Daily Balance (including new purchases)
• Annual Fee: None
• Additional Cardholders: $0
• Grace Period: 25 Days
• Minimum Credit Limit: $500
• Maximum Credit Limit: up to $10,000
• Late Payment Fee: Balance of $0 - $99.99 = $15 fee; balance of $100 - $249.99 = $29 fee; balance of $250 or more = $39 fee
• Over-The-Limit Fee: $39 fee
• Cash Advance Fee: 3% of amount of the cash advance, but not less than $10.
• Balance Transfer Fee: None

Reward Program Details

• Points per Dollar: n/app
• Additional Points: n/app
• Point Details: n/app
• Expiration: None (Account inactivity for more than 36 months could result in the forfeiture of some or all of the Cashback Bonus.)
• Yearly Limit: None

Review

Created for people with above average credit who want a cash back reward card. Earn 1% cash back on all purchases, and 25% bonus on cash earned in the previous year. No limit to cash earned and no minimum to redeem cash. Benefits include travel accident insurance, roadside assistance, and extended warranties for purchases. Last Modified Date: 10/30/2008 12:00:00 AM

Additional Perks

Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping.
24-hour Roadside Assistance with lock-out service, towing, and flat repair.
$100,000 Worldwide Automatic Travel Accident Insurance.
Collision, Damage, and Loss Insurance on rental cars.
Emergency card replacement or cash advance if your card is lost or stolen.
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Important Notations

This card is for applicants with Good Credit. *See Capital One® important disclosures for more information.