Specifics

• Introductory Rate: 0% APR on Purchases Until June 2012
• Applied Towards: Purchases
• APR (Purchases)**: 17.90% -22.90% (V) The APR for purchases is based on the Prime Rate.
• APR (Cash Advances): 24.90% (V) There is a minimum APR on cash advances. The APR for cash advances is based on the Prime Rate.
• Finance Configuration: Average Daily Balance (including new purchases)
• Annual Fee: $39
• Additional Cardholders: $0
• Grace Period: 25 Days
• Minimum Credit Limit: N/A
• Maximum Credit Limit: N/A
• Late Payment Fee: Up to $35
• Over-The-Limit Fee: N/A
• Cash Advance Fee: 3% of amount of the cash advance, but not less than $10.
• Balance Transfer Fee: None

Reward Program Details

• Points per Dollar: n/app
• Additional Points: n/app
• Point Details: n/app
• Expiration: n/app (Account inactivity for more than 36 months could result in the forfeiture of some or all of the Cashback Bonus.)
• Yearly Limit: n/app

Review

The Capital One® Classic Platinum card is an excellent option for those with an average credit history (credit limit less than $5,000 on any card, late on more that one loan payment in the last six months). $39 annual fee Platinum benefits include emergency roadside assistance, extended warranties for purchases, and travel accident insurance. Therefore, those with an average credit history who would like to take advantage of the 0% introductory offer and the reasonable interest rate thereafter will benefit most from what the Capital One® Classic Platinum card has to offer. Last Modified Date: 9/14/2011 4:14:00 PM

Additional Perks

• Travel Accident Insurance • 24-hour Roadside Assistance • Emergency card replacement or cash advance .

Important Notations

This card is for applicants with Average Credit. *See Capital One® important disclosures for more information. **The over-the-credit-limit fee will be based on the amount of the cardholder's credit limit at the time the fee is applied.

**See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.