Specifics

• Introductory Rate: 0% APR for up to 15 Months
• Applied Towards: Purchases
• APR (Purchases): As low as 9.99% The APR for purchases is based on the Prime Rate.
• APR (Cash Advances): 19.99% There is a minimum APR on cash advances. The APR for cash advances is based on the Prime Rate.
• Finance Configuration: Average Daily Balance (including new purchases)
• Annual Fee: None
• Additional Cardholders: $0
• Grace Period: 20 Days
• Minimum Credit Limit: $1,000
• Maximum Credit Limit: up to $100,000
• Late Payment Fee: $19 on balances up to $400 and $38 on balances of $400 and over
• Over-The-Limit Fee: $35
• Cash Advance Fee: 3%, $5 minimum for Express Cash transactions
• Balance Transfer Fee: 3% of each balance transfer associated with this offer ($5 minimum/$99 maximum per transfer). However, future balance transfers may incur a fee as disclosed at the time of the applicable offer or transaction.

Reward Program Details

• Points per Dollar: 1 Point
• Additional Points: None
• Point Details: Points earned can be redeemed for airline, hotel, merchandise, and gift certificates.
• Expiration: None (Account inactivity for more than 36 months could result in the forfeiture of some or all of the Cashback Bonus.)
• Yearly Limit: None

Review

One of the best reward cards available with one of the lower interest rates for a reward card. 12 or 6 months intro period, determined by a review of your application and credit score. Balance transfer fee is 3% ($5 min, $99 max). The Membership Rewards Express program is free and offers the best variety of rewards in the industry. Receive 1 point per $1 spent. Earn unlimited points; points do not expire. Benefits include purchase protection, discounts at select retailers and merchants, auto rental insurance, travel and emergency services, and a year-end financial statement. This card will benefit those who qualify for the lowest rate offered and plan to take advantage of the additional benefits and discounts available. Last Modified Date: 6/27/2008 12:00:00 AM

Additional Perks

Access to Blue's Membership Rewards Express® program for no additional annual fee.
Built-in ExpressPay feature that lets cardholders make purchases without having to swipe their card.
Various Internet account related services.
No liability for unauthorized Internet transactions.
Year-end financial statement.
Return protection.
Extended warranty for purchases.
Purchase protection.
Auto rental insurance.
Emergency card replacement.
Medical referral services.
Legal referral services.
Lost luggage insurance.
Up to $100,000 in travel accident insurance.
Various travel and emergency assistance services.
See website for additional benefits.
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Important Notations

Card is currently unavailable to residents of Puerto Rico. The APR for purchases varies according to the applicant's credit history and may range from 9.99% to 15.99%. See website for complete terms and conditions of card usage and application disclosure.