Specifics

• Introductory Rate: 0% APR for 6 Months
• Applied Towards: Purchases
• APR (Purchases): As low as Prime + 2.99% The APR for purchases is based on the Prime Rate.
• APR (Cash Advances): 19.99% There is a minimum APR on cash advances. The APR for cash advances is based on the Prime Rate.
• Finance Configuration: Average Daily Balance (including new purchases)
• Annual Fee: None
• Additional Cardholders: $0
• Grace Period: 25 Days
• Minimum Credit Limit: n/a
• Maximum Credit Limit: n/a
• Late Payment Fee: $19 if balance is less than $400; $38 if balance is $400 or more
• Over-The-Limit Fee: $35
• Cash Advance Fee: 3%, $5 minimum for Express Cash transactions
• Balance Transfer Fee: There is no balance transfer fee associated with this offer. However, future balance transfers may incur a fee as disclosed at the time of the applicable transaction.

Reward Program Details

• Points per Dollar: n/app
• Additional Points: n/app
• Point Details: n/app
• Expiration: None (Account inactivity for more than 36 months could result in the forfeiture of some or all of the Cashback Bonus.)
• Yearly Limit: None

Review

Created for business owners with average credit who will use the cash back rewards for business expenses. Earn up to 5% rebate on purchases at supermarkets, gas stations, and drugstores. Earn between 0.5% and 2.5% for all other purchases. Rebates are lower after annual spending exceeds $15,000. Businesses can also realize a 3% to 5% savings when the card is used for purchases with Delta, Hyatt, Courtyard by Marriott, and FedEx Kinkos. Last Modified Date: 8/19/2008 12:00:00 AM

Additional Perks

Various Internet account related services.
Access to the OPEN Savings Network.
Discounts on products and services at participating merchants and retailers.
Extended warranty for purchases.
Purchase protection.
Travel accident insurance.
Emergency card replacement.
Various travel and emergency assistance services.
See website for additional benefits.
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Important Notations

The APR for purchases varies according to the applicant's credit history and will be 2.99%, 4.99%, 6.99% or 9.99% + Prime Rate. See website for complete terms and conditions of card usage and application disclosure.