Specifics

• Introductory Rate: 0% APR for up to 6 Months
• Applied Towards: Balance Transfers
• APR (Purchases): 13.49% The APR for purchases is based on the Prime Rate.
• APR (Cash Advances): 20.49% There is a minimum APR on cash advances. The APR for cash advances is based on the Prime Rate.
• Finance Configuration: Average Daily Balance (including new purchases)
• Annual Fee: None
• Additional Cardholders: $0
• Grace Period: 20 Days (Min.)
• Minimum Credit Limit: n/a
• Maximum Credit Limit: n/a
• Late Payment Fee: $39
• Over-The-Limit Fee: $39
• Cash Advance Fee: 3%, $10 minimum
• Balance Transfer Fee: 3%, $5 minimum, $99 maximum

Reward Program Details

• Points per Dollar: n/app
• Additional Points: n/app
• Point Details: n/app
• Expiration: None (Account inactivity for more than 36 months could result in the forfeiture of some or all of the Cashback Bonus.)
• Yearly Limit: None

Review

Created for those with very good credit who frequently use BP gas stations and convenience stores. For the first 2 billing cycles, earn 10% rebate on BP gas purchases; earn a 4% rebate on airline, dining, lodging, and car rental purchases; earn a 2% rebate on all other purchases. After intro offer, earn a 5% rebate on BP gas purchases; earn 2% rebate on airline, dining, lodging, and car rental purchases; and a 1% rebate on all other purchases. Rebates can be redeemed toward a BP gift card to be used for free gas, a cash back check, or to make a donation to The Conservation Fund. Benefits include auto rental insurance, travel and emergency assistance service, and travel accident insurance. Last Modified Date: 10/17/2008 12:00:00 AM

Additional Perks

Various Internet account related services.
Emergency card replacement.
Emergency cash replacement.
Lost and stolen card reporting.
Auto rental insurance (Auto Rental Collision Damage Waiver).
Various travel and emergency assistance services.
Extended warranty for purchases.
Purchase protection.
No liability for unauthorized transactions.
Travel accident insurance.
Year-end financial statement (upon request).
See website for additional benefits.
Certain restrictions, limitations, and exclusions apply.
If an account is opened, please refer to the Guide to Benefits for details.
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Important Notations

The APR for purchases and balance transfers varies according to the applicant's credit history and will be 8.99% or 15.99% + Prime Rate. The APR for cash advances varies according to the applicant's credit history and is either 15.99% or 19.99% + Prime Rate. See website for complete terms and conditions of card usage and application disclosure.