Specifics

• Introductory Rate: 0% APR for Up to 12 Months
• Applied Towards: Purchases
• APR (Purchases): As low as Prime + 0% The APR for purchases is based on the Prime Rate.
• APR (Cash Advances): 19.99% There is a minimum APR on cash advances. The APR for cash advances is based on the Prime Rate.
• Finance Configuration: Average Daily Balance (including new purchases)
• Annual Fee: None
• Additional Cardholders: $0
• Grace Period: 25 Days
• Minimum Credit Limit: n/a
• Maximum Credit Limit: n/a
• Late Payment Fee: $19 on balances up to $400 and $38 on balances of $400 and over
• Over-The-Limit Fee: $35
• Cash Advance Fee: 3%, $5 minimum for Express Cash transactions
• Balance Transfer Fee: There is no balance transfer fee associated with this offer. However, future balance transfers may incur a fee as disclosed at the time of the applicable transaction.

Reward Program Details

• Points per Dollar: n/app
• Additional Points: n/app
• Point Details: n/app
• Expiration: None (Account inactivity for more than 36 months could result in the forfeiture of some or all of the Cashback Bonus.)
• Yearly Limit: None

Review

Created for those with very good credit who will use the cash back reward program. Earn 5% rebate on office supplies, gas, and wireless services. Earn 1% rebate on all other purchases. No limit to the cash that can earned; rebate will be credited on your statement each month. No fee for additional employee cards. Savings with Fed Ex, Hertz, Delta, and Hyatt Hotels and Resorts. Benefits include purchase protection and travel accident insurance. Last Modified Date: 10/2/2008 12:00:00 AM

Additional Perks

Various Internet account related services.
Access to OPEN: The Small Business Network services.
Discounts on products and services at participating merchants and retailers.
Purchase protection.
Travel accident insurance.
Emergency card replacement.
Emergency check-in service.
Various travel and emergency assistance services.
See website for additional benefits.
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Important Notations

The APR for purchases varies according to the applicant's credit history and will be 0.00%, 3.99%, 6.99%, or 9.99% + Prime Rate. See website for complete terms and conditions of card usage and application disclosure.