Specifics

• Introductory Rate: No Introductory Rate Available
• Applied Towards: None
• APR (Purchases): n/app The APR for purchases is based on the Prime Rate.
• APR (Cash Advances): n/app There is a minimum APR on cash advances. The APR for cash advances is based on the Prime Rate.
• Finance Configuration: n/app
• Annual Fee: None
• Additional Cardholders: $0
• Grace Period: n/app
• Minimum Credit Limit: n/a
• Maximum Credit Limit: up to $10,000
• Late Payment Fee: n/app
• Over-The-Limit Fee: n/app
• Cash Advance Fee: $2 domestic ATM fee; $4.95 international ATM fee
• Balance Transfer Fee: n/app

Reward Program Details

• Points per Dollar: n/app
• Additional Points: n/app
• Point Details: n/app
• Expiration: n/app (Account inactivity for more than 36 months could result in the forfeiture of some or all of the Cashback Bonus.)
• Yearly Limit: n/app

Review

Created for those who may not be able to get an unsecured card. Cardholder must make payments in advance. Can make payment by check, balance transfer, debit or credit card transfer, or PayPal. No monthly fee with the pay per transaction plan, but there is a fee for each purchase made with the card. If you will regularly use the card, the Fee Advantage program charges a monthly fee, but cardholders can make unlimited purchases. Fee Advantage is a good option if you will use the card 5-10 times per month. The application fee is low compared to most prepaid cards. This card also offers overdraft protection and no liability for unauthorized transactions. Last Modified Date: 10/2/2008 12:00:00 AM

Additional Perks

Access to the referral program that rewards cardholders with $5 for each activated card that they refer.
Lost and stolen card reporting.
Receive up to 3 cards for family and friends.
Integrated bill payment.
Overdraft protection.
Free wireless alerts available to notify cardholder of transactions and card balance.
Free online money transfer service between NetSpend accounts.
No liability for unauthorized transactions.
Pay bills online 24/7.
Black or silver card options.
Cash load up to $10,000 at over 65,000 locations.
Signature, PIN or ATM transactions accepted.
NO credit check.
NO bank account required.
NO upfront cost to order.
NO overdraft fees.
NO minimum balances.
See website for additi+onal benefits.
.

Important Notations

**Although the opening of the account is free, there may be card fulfillment charges (i.e., shipping and handling) of up to $19.95. ***The participation fee is free if the cardholder chooses the pay per transaction plan, or cardholders can choose to pay a monthly fee of up to $9.95 for unlimited signature and PIN transactions. ****The total first year fees does not include the card fulfillment fee, the monthly fee for the FeeAdvantage™ plan, or any transaction fees for the pay per transaction plan. $1 fee per signature purchase transaction with the pay per transaction plan. $2 fee per PIN-based purchase transaction with the pay per transaction plan. Up to $.50 per non-monetary transaction via toll free number. Up to $.50 per non-monetary transaction via ATM. No credit checks. See website for complete terms and conditions of card usage and application disclosure.