Specifics

• Introductory Rate: 2.99% APR for Life of Balance Transfers
• Applied Towards: Balance Transfers
• APR (Purchases): 9.99% The APR for purchases is based on the Prime Rate.
• APR (Cash Advances): 9.99% There is a minimum APR on cash advances. The APR for cash advances is based on the Prime Rate.
• Finance Configuration: Average Daily Balance (including new purchases)
• Annual Fee: None
• Additional Cardholders: $0
• Grace Period: 20 Days (Min.)
• Minimum Credit Limit: n/a
• Maximum Credit Limit: n/a
• Late Payment Fee: $19 if balance is less than $250; $39 if balance is $250 or more
• Over-The-Limit Fee: $15 on balances up to $501; $29 on balances of $501 up to $1,001; and $39 on balances over $1,001
• Cash Advance Fee: 3%, $5 minimum ($50 maximum on convenience checks)
• Balance Transfer Fee: 3%, $5 minimum, $50 maximum (does not apply to introductory offer)

Reward Program Details

• Points per Dollar: n/app
• Additional Points: n/app
• Point Details: n/app
• Expiration: None (Account inactivity for more than 36 months could result in the forfeiture of some or all of the Cashback Bonus.)
• Yearly Limit: None

Review

Created for business users who want to receive cash back for using the card. Earn up to 6% cash back from the category of your choice: office supplies and computer equipment, fuel, dining, or telecommunications and utilities. Earn up to 2% on all other general purchases. Earn unlimited rebates, but the rebates are tiered, so you may not receive the highest rebate for each purchase. Earn unlimited rebates. Travel rewards program also available. 2.99% fixed rate for balance transfers made during the first 3 months. Benefits include discounts on services and products from participating merchants. Last Modified Date: 8/19/2008 12:00:00 AM

Additional Perks

Various Internet account related services.
Personalized business design.
Personalized business checks.
Online statements and management reports.
Discounts on products and services at participating merchants and retailers.
Compatible with Quicken® and Microsoft Money® software.
Access to travel rewards or rebate program.
See website for additional benefits.
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Important Notations

Cardholders can only enroll in either the cash back rebate program or the travel rewards program. The APR is based on the highest Prime Rate during a 90-day period. The APR for cash advances varies according to the applicant's credit history and will be either 9.99% or 19.99%. See website for complete terms and conditions of card usage and application disclosure.