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LowCards.com is the leading consumer resource for credit card information. For over seven years, we have been researching thousands of credit card offers and rates to find the best credit cards. We provide two valuable resources: a list of the top cards in each of the credit card categories along with an unbiased opinion on every card; and the Complete Credit Card Index where you will find the current rates of all 1060+ credit cards available in the United States. Below you will also find the number one card for Low Interest Credit Cards, Balance Transfer Credit Cards, Airline Credit Cards, Cash Back Credit Cards and Low Introductory Rate Credit Cards. You can use a secure application to apply online for most of the credit cards on our site.

Best Low Interest Credit Card

Citi® Platinum Select® MasterCard®

Citi® Platinum Select® MasterCard® Apply Now See Details
Interest Rate: 11.99% - 19.99%* (Variable)*
Intro Rate: 0% Intro APR*
Grace Period: 20 Days (Min.)
Credit Limit: n/a
Annual Fee: None

Special Offers: 0% Intro APR for 18 Months on Balance Transfers*, and 0% Intro APR for 12 Months on Purchases*

Our Opinion: An attractive card if you have good or excellent credit. One of the best intro rates available for balance transfers--0% interest rate for 18 for balance transfers and 0% for 12 months for purchases. No annual fee. Balance transfer fee is 5% ($10 minimum, no maximum). Cardholder benefits are average compared to other platinum cards and include auto rental insurance, fraud protection services, and retail protection insurance. (Not designed for applicants with average or poor credit).

Best Balance Transfer Credit Card

Discover® More Card

Discover® More Card Apply Now See Details
Interest Rate: 11.99% - 20.99% (V)**
Intro Rate: 0% Intro APR*
Grace Period: 25 Days (Min.)
Credit Limit: n/a
Annual Fee: None

Special Offers: *0% intro APR on balance transfers for a full 15 months, and 0% intro APR on purchases for a full 6 months. See terms and conditions for complete details.

Our Opinion: Created for those with very good credit who want a cash reward card. Enroll to earn 5% Cashback Bonus® in rotating categories like travel, gas, restaurants, home, apparel, and movies (categories rotate every 3 months). Those who spend up to $1,500 on general purchases will receive a .25% rebate, between $1,500 and $3,000 will receive a .5% rebate, and over $3,000 will receive a 1% rebate.* Redeem in $50 increments; no limit for amount earned. Double your Cashback Bonus® when you redeem points with partners such as AMC Theaters, Borders Books and Music, Pier 1, Gap and Red Lobster. Benefits include travel accident insurance, auto rental insurance, and various security and fraud protection services. 15-month intro period for balance transfers but the balance transfer fee is 5%. This card will benefit those who pay off their balance each month, spend at least $3,000 a year (to receive the 1% cash rebate) and use their cashback awards at participating retailers (to receive double cash rebates).

Best Airline Credit Card

Chase Sapphire℠

Chase Sapphire℠ Apply Now See Details
Interest Rate: 12.24% (V)*
Intro Rate: No Introductory Rate Available
Grace Period: 20 Days (Min.)
Credit Limit: n/a
Annual Fee: None

Our Opinion: Created for those with good credit who want a reward card with plenty of options. 10,000 bonus points after first purchase. Earn 1 point per $1 spent; 2 points per $1 spent on airfare booked through Ultimate Rewards. Earn unlimited points. Points do not expire. Book flights on most major airlines, no black-outs or restrictions. Cash-back rewards start at 5,000 points for $50. Redeem for gift cards starting at 2,500 points. Gift card for hotels, cruises, restaurants, retailers, movie theaters, theme parks, etc. Benefits include trip cancellation insurance, travel accident insurance, travel and emergency services, auto rental collision damage waiver.

Best Cash Back Credit Card

Chase Freedom® Visa - $100 Bonus Cash Back

Chase Freedom® Visa - $100 Bonus Cash Back Apply Now See Details
Interest Rate: 12.99% - 22.99% (V)*
Intro Rate: No Introductory Rate Available
Grace Period: 20 Days (Min.)
Credit Limit: n/app
Annual Fee: None

Our Opinion: Created for those with good or excellent credit who want a cash rewards card. Earn 5% in rotating categories such as home improvement, gas, and department stores, subject to quarterly minimum. 1% rebate per $1 spent on all other purchases. Receive a $100 cash back bonus after spending $799 within the first three months of the account opening. Earn up to 10% cash back when you shop online through Chase. Limited cardholder benefits. 5% balance transfer fee. 3% international transaction fee.

Best Excellent Credit Credit Card

Capital One® Platinum Prestige

Capital One® Platinum Prestige Apply Now See Details
Interest Rate: 11.90% Variable*
Intro Rate: 0% APR on Purchases and Balance Transfers Until July 2011
Grace Period: 25 Days
Credit Limit: N/A
Annual Fee: None

Special Offers: A 0% introductory rate is available on purchases and balance transfers until July 2011. See terms and conditions for complete details.

Our Opinion: Created for those with excellent credit. No annual fee, low interest rate, and 0% APR on purchases and balance transfers. Benefits include warranties for purchases, auto rental insurance, and roadside assistance and travel accident insurance. No fee for international transactions. Good option for those who are transferring a balance from a higher rate. Click "Apply Now" to apply online or call 877-834-4206.

Best Low Intro Credit Card

Citi® Platinum Select® MasterCard®

Citi® Platinum Select® MasterCard® Apply Now See Details
Interest Rate: 11.99% - 19.99%* (Variable)*
Intro Rate: 0% Intro APR*
Grace Period: 20 Days (Min.)
Credit Limit: n/a
Annual Fee: None

Special Offers: 0% Intro APR for 18 Months on Balance Transfers*, and 0% Intro APR for 12 Months on Purchases*

Our Opinion: An attractive card if you have good or excellent credit. One of the best intro rates available for balance transfers--0% interest rate for 18 for balance transfers and 0% for 12 months for purchases. No annual fee. Balance transfer fee is 5% ($10 minimum, no maximum). Cardholder benefits are average compared to other platinum cards and include auto rental insurance, fraud protection services, and retail protection insurance. (Not designed for applicants with average or poor credit).

Best Reward - Hotel / Travel Credit Card

Chase Sapphire℠

Chase Sapphire℠ Apply Now See Details
Interest Rate: 12.24% (V)*
Intro Rate: No Introductory Rate Available
Grace Period: 20 Days (Min.)
Credit Limit: n/a
Annual Fee: None

Our Opinion: Created for those with good credit who want a reward card with plenty of options. 10,000 bonus points after first purchase. Earn 1 point per $1 spent; 2 points per $1 spent on airfare booked through Ultimate Rewards. Earn unlimited points. Points do not expire. Book flights on most major airlines, no black-outs or restrictions. Cash-back rewards start at 5,000 points for $50. Redeem for gift cards starting at 2,500 points. Gift card for hotels, cruises, restaurants, retailers, movie theaters, theme parks, etc. Benefits include trip cancellation insurance, travel accident insurance, travel and emergency services, auto rental collision damage waiver.

Best Reward - Points Credit Card

Capital One® VentureOne(SM) Rewards

Capital One® VentureOne(SM) Rewards Apply Now See Details
Interest Rate: 13.90% Variable*
Intro Rate: 0% on Purchases Until July 2011
Grace Period: 25 Days
Credit Limit: N/A
Annual Fee: None

Special Offers: A 0% introductory rate is available on purchases until July 2011. See terms and conditions for complete details.

Our Opinion: The Capital One® VentureOne(SM) Rewards is for people with excellent credit and is by far one of the best and least costly airline reward cards available. Through the rewards program, cardholders earn 1.25 mile per dollar spent on all purchases. Earn unlimited miles; miles do not expire. Miles are redeemable for flights on any airline with no blackout dates. Also redeem for travel, merchandise, and gift certificates. Miles can also be donated to participating charities. No annual fee. No foreign transaction fee. Click "Apply Now" to apply online or call 877-834-4206.

Best Reward - Gas Credit Card

Discover® Open Road Card

Discover® Open Road Card Apply Now See Details
Interest Rate: 11.99% - 20.99% (V)**
Intro Rate: 0% Intro APR*
Grace Period: 25 Days (Min.)
Credit Limit: n/a
Annual Fee: None

Special Offers: There is a 0% APR on Purchases for 6 months and a 0% APR on Balance Transfers for 12 months. See terms and conditions for complete details.

Our Opinion: Creates for those with very good credit who want cash rewards on gas and auto maintenance expenses. Earn 2% on the first $250 in combined gas and auto maintenance purchases and up to 1% for general purchases. Earn unlimited rebates. Earn up to a double Cashback Bonus® when redeeming their rebates for gift certificates from participating Discover® Card Partners. Benefits include travel accident insurance and auto rental insurance.

Best Student Credit Card

Citi® Dividend Platinum Select® Card for College Students

Citi® Dividend Platinum Select® Card for College Students Apply Now See Details
Interest Rate: 12.99% - 21.99%* (Variable)*
Intro Rate: 0% Intro APR for 7 Months*
Grace Period: 20 Days
Credit Limit: n/app
Annual Fee: None

Special Offers: 0% Intro APR for 7 months* on Purchases

Our Opinion: Created for students who want a cash back credit card. Earn 5% cash back rebate on purchases made a supermarkets, drugstores, convenience stores, and utilities for 6 months, 1% after that. 1% rebate on all other purchases. Earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required. Receive $5 Dividend Dollars for each balance transfer over $1,500. Earn up to $300 in rebates per year. $50 check will be issued upon request once $50 Dividend Dollars have been earned. Benefits include $1,000,000 in travel accident insurance. No cosigner required.

Best Canadian Credit Card

CAA Quebec MasterCard®

CAA Quebec MasterCard® Apply Now See Details
Interest Rate: 14.99%**
Intro Rate: Please refer to online application legal disclosures.
Grace Period: 21 Days
Credit Limit: n/a
Annual Fee: None

Special Offers: n/a

Our Opinion: With gas prices as high as they currently are, it's helpful to have a credit card that rewards you for every dollar you spend at the pump, as well as on everyday purchases. When you use your CAA Quebec MasterCard®, you will earn a .5% rebate in CAA-Quebec Dollars on the net value of each retail purchase. When purchasing gas at participating Couche-Tard outlets using your CAA Quebec MasterCard®, you will earn 2¢ of CAA-Quebec Dollars for every litre of gas when you show your CAA-Quebec membership. You will also receive an additional 2% rebate on all other qualifying purchases made with your CAA Quebec MasterCard®, including gas, at participating Couche-Tard outlets - for a total rebate of 2.5%. This credit card requires a CAA Quebec membership before applying. In addition to a great rewards program, the CAA Quebec MasterCard® also offers several other benefits. Enjoy a low 3.99% introductory interest rate for 6 months on Cheque Cash Advances and Balance Transfers. Other benefits include no annual fee, online access to your credit card account, and unparalleled 24-hour customer service. You can also enjoy international acceptance at millions of locations, cash access at over 430,000 ABMs, a high credit line, around-the-clock fraud protection, and emergency credit card replacement. This card is only available to residents of Canada.

* See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.
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