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LowCards.com is the leading consumer resource for credit card information. For over eleven years, we have been researching thousands of credit card offers and rates to find the best credit cards. We provide two valuable resources: a list of the top cards in each of the credit card categories along with an unbiased opinion on every card; and the Complete Credit Card Index where you will find the current rates of all 1060+ credit cards available in the United States. Below you will also find the number one card for Low Interest Credit Cards, Balance Transfer Credit Cards, Airline Credit Cards, Cash Back Credit Cards and Low Introductory Rate Credit Cards. You can use a secure application to apply online for most of the credit cards on our site.

Best Low Interest Credit Card

Slate® from Chase - Limited Time: No Balance Transfer Fee

Slate® from Chase - Limited Time: No Balance Transfer Fee Apply Now See Details
Interest Rate: 11.99% - 21.99% (Variable)*
Intro Rate: 12 months for purchases and balance transfers or 6 months balance transfers only
Grace Period: 21 Days
Credit Limit: n/app
Annual Fee: None

Special Offers: 0% Intro APR for the first 12 billing cycles for Elite and Premium Pricing on purchases and balance transfers. For standard pricing, 0% APR on balance transfers only for 6 months from the date of account opening.

Our Opinion: Transfer balances with high interest rates to the Slate® from Chase - Limited Time: No Balance Transfer Fee credit card and you won't have to pay any balance transfer fee when you transfer during the first thirty days of account opening. There is also a 0% Introductory APR for up to 12 months for balance transfers. With the Slate® from Chase - Limited Time: No Balance Transfer Fee credit card's zero liability, you are not held responsible for any unauthorized purchases and charges.

Best Balance Transfer Credit Card

Citi® Platinum Select® MasterCard®

Citi® Platinum Select® MasterCard® Apply Now See Details
Interest Rate: 11.99% - 21.99%* (Variable)*
Intro Rate: 0% Intro APR*
Grace Period: 20 - 25 Days
Credit Limit: n/a
Annual Fee: None

Special Offers: 0% Intro APR for 21 Months on Balance Transfers*, and 0% Intro APR for 21 Months on Purchases*

Our Opinion: An attractive card if you have good or excellent credit. One of the best intro rates available--0% interest rate for 21 months for balance transfers and 0% for 21 months for purchases. No annual fee. Balance transfer fee is 3% ($5 minimum, no maximum). Cardholder benefits are average compared to other platinum cards and include auto rental insurance, fraud protection services, and retail protection insurance. (Not designed for applicants with average or poor credit).

Best Airline Credit Card

Capital One® VentureOne℠ Rewards Credit Card

Capital One® VentureOne℠ Rewards Credit Card Apply Now See Details
Interest Rate: 11.9% - 19.9% (V)*
Intro Rate: 0% Intro on Purchases Until February 2013
Grace Period: 25 Days (Min.)
Credit Limit:
Annual Fee: None

Special Offers: A 0% introductory rate is available on purchases until February 2013. See terms and conditions for complete details.

Our Opinion: The Capital One® VentureOne(SM) Rewards is for people with excellent credit and is by far one of the best and least costly airline reward cards available. Through the rewards program, cardholders earn 1.25 mile per dollar spent on all purchases. Earn unlimited miles; miles do not expire. Miles are redeemable for flights on any airline with no blackout dates. Also redeem for travel, merchandise, and gift certificates. Miles can also be donated to participating charities. No annual fee. No foreign transaction fee. Click "Apply Now" to apply online or call 877-834-4206.

Best Cash Back Credit Card

Chase Freedom® Visa - $200 Bonus Cash Back

Chase Freedom® Visa - $200 Bonus Cash Back Apply Now See Details
Interest Rate: 15.99% - 22.99% Variable*
Intro Rate: No Introductory Rate Available
Grace Period: 21 Days
Credit Limit: n/app
Annual Fee: None

Special Offers: No Introductory Rate Available

Our Opinion: In addition to the $200, you will earn an unlimited 1% cash back on everything you buy. Earn 5% cash back on seasonal spending categories that change with each yearly quarter. You receive cash back on everything from grocery store purchases and travel to home and garden improvements.

Best Excellent Credit Credit Card

Citi® Platinum Select® MasterCard®

Citi® Platinum Select® MasterCard® Apply Now See Details
Interest Rate: 11.99% - 21.99%* (Variable)*
Intro Rate: 0% Intro APR*
Grace Period: 20 - 25 Days
Credit Limit: n/a
Annual Fee: None

Special Offers: 0% Intro APR for 21 Months on Balance Transfers*, and 0% Intro APR for 21 Months on Purchases*

Our Opinion: An attractive card if you have good or excellent credit. One of the best intro rates available--0% interest rate for 21 months for balance transfers and 0% for 21 months for purchases. No annual fee. Balance transfer fee is 3% ($5 minimum, no maximum). Cardholder benefits are average compared to other platinum cards and include auto rental insurance, fraud protection services, and retail protection insurance. (Not designed for applicants with average or poor credit).

Best Low Intro Credit Card

Citi® Platinum Select® MasterCard®

Citi® Platinum Select® MasterCard® Apply Now See Details
Interest Rate: 11.99% - 21.99%* (Variable)*
Intro Rate: 0% Intro APR*
Grace Period: 20 - 25 Days
Credit Limit: n/a
Annual Fee: None

Special Offers: 0% Intro APR for 21 Months on Balance Transfers*, and 0% Intro APR for 21 Months on Purchases*

Our Opinion: An attractive card if you have good or excellent credit. One of the best intro rates available--0% interest rate for 21 months for balance transfers and 0% for 21 months for purchases. No annual fee. Balance transfer fee is 3% ($5 minimum, no maximum). Cardholder benefits are average compared to other platinum cards and include auto rental insurance, fraud protection services, and retail protection insurance. (Not designed for applicants with average or poor credit).

Best Reward - Hotel / Travel Credit Card

Chase Sapphire℠ Preferred Card

Chase Sapphire℠ Preferred Card Apply Now See Details
Interest Rate: 15.24% Variable*
Intro Rate: No Introductory Rate Available
Grace Period: 21 Days
Credit Limit: n/a
Annual Fee: $95

Our Opinion: Created for travelers with good credit. The card offers generous rewards and benefits for an $95 annual fee (waived the first year). Earn 50,000 bonus points ($625 toward travel) after you spend $3,000 in the first 3 months. Receive 2 points per $1 for all airfare booked through Ultimate Rewards. Earn 1 point per $1 on all other purchases. Receive 7% annual points dividend-earn points on your points. 3% balance transfer fee and foreign transaction fee. The $95 annual fee is waived the first year.

Best Reward - Points Credit Card

Capital One® Venture℠ Rewards Credit Card

Capital One® Venture℠ Rewards Credit Card Apply Now See Details
Interest Rate: 11.9% - 19.9% (V)*
Intro Rate: No Introductory Information Available
Grace Period: 25 Days (Min.)
Credit Limit: n/a
Annual Fee: $59

Our Opinion: Created for people with excellent credit who want to earn airlines miles or gift cards rewards. It has one of the most generous reward offers: 2 miles per $1 spent on all purchases. Earn unlimited miles each year; miles do not expire. Use miles on any airline, anytime. There are no seat restrictions or blackout dates. Miles may also be redeemed for travel, merchandise, and gift cards. Benefits include purchase insurance and emergency roadside assistance. No foreign transaction fee. Offers concierge services. Click "Apply Now" to apply online or call 877-834-4206.

Best Reward - Gas Credit Card

Chase Freedom® Visa - $200 Bonus Cash Back

Chase Freedom® Visa - $200 Bonus Cash Back Apply Now See Details
Interest Rate: 15.99% - 22.99% Variable*
Intro Rate: No Introductory Rate Available
Grace Period: 21 Days
Credit Limit: n/app
Annual Fee: None

Special Offers: No Introductory Rate Available

Our Opinion: In addition to the $200, you will earn an unlimited 1% cash back on everything you buy. Earn 5% cash back on seasonal spending categories that change with each yearly quarter. You receive cash back on everything from grocery store purchases and travel to home and garden improvements.

Best Student Credit Card

Discover® Student Card - $25 Cashback Bonus

Discover® Student Card - $25 Cashback Bonus Apply Now See Details
Interest Rate: 13.99%- 20.99 V*
Intro Rate: 0% introductory APR on purchases for 6 months
Grace Period: 25 Days (Min.)
Credit Limit: n/app
Annual Fee: None

Special Offers: 0% introductory APR on purchases for 6 months

Our Opinion: This is a student card that gives a cashback on card purchases. Earn 5% cashback for purchases in seasonal shopping selections such as gas, restaurants, and department stores. Earn 5% to 20% cashback bonuses for shopping through Discover's online shopping site. Earn up to 1% unlimited cashback bonus on all other purchases. Earn unlimited rewards and rewards don't expire as long as the account remains active within an 18-month period.

Best Canadian Credit Card

CAA Quebec MasterCard®

CAA Quebec MasterCard® Apply Now See Details
Interest Rate: 14.99%**
Intro Rate: Please refer to online application legal disclosures.
Grace Period: 21 Days
Credit Limit: n/a
Annual Fee: None

Special Offers: n/a

Our Opinion: With gas prices as high as they currently are, it's helpful to have a credit card that rewards you for every dollar you spend at the pump, as well as on everyday purchases. When you use your CAA Quebec MasterCard®, you will earn a .5% rebate in CAA-Quebec Dollars on the net value of each retail purchase. When purchasing gas at participating Couche-Tard outlets using your CAA Quebec MasterCard®, you will earn 2¢ of CAA-Quebec Dollars for every litre of gas when you show your CAA-Quebec membership. You will also receive an additional 2% rebate on all other qualifying purchases made with your CAA Quebec MasterCard®, including gas, at participating Couche-Tard outlets - for a total rebate of 2.5%. This credit card requires a CAA Quebec membership before applying. In addition to a great rewards program, the CAA Quebec MasterCard® also offers several other benefits. Enjoy a low 3.99% introductory interest rate for 6 months on Cheque Cash Advances and Balance Transfers. Other benefits include no annual fee, online access to your credit card account, and unparalleled 24-hour customer service. You can also enjoy international acceptance at millions of locations, cash access at over 430,000 ABMs, a high credit line, around-the-clock fraud protection, and emergency credit card replacement. This card is only available to residents of Canada.

* See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.
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