Slate® from Chase - No Balance Transfer Fee

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Interest Rate:	11.99% - 21.99% Variable*
Intro Rate:	0% Introductory APR on purchases and balance transfers for 15 months
Grace Period:	21 Days
Credit Limit:	n/a
Annual Fee:	None

Special Offers: Introductory 0% APR on purchases and balance transfers for the first 15 months that your account is open.

Our Opinion: 0% intro rate on purchases and balance transfers for 15 months. There is no balance transfer fee if you transfer a balance within the first 30 days of your account opening. Chase Blueprint shows you ways you can avoid interest on everyday purchases while helping you pay down your balances even faster with a plan targeted to fit your schedule and budget. There is no annual fee

Citi Simplicity® Card

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Interest Rate:	12.99 - 21.99% (variable)*
Intro Rate:	0% Interest for 18 Months
Grace Period:	20 - 25 Days
Credit Limit:	N/A
Annual Fee:	None

Special Offers: 0% Introductory APR for 18 months on both purchases and balance transfers.

Our Opinion: 0% for 18 months on purchases and balance transfers. You will not be charged a late-payment fee for missing a due date and there is no penalty rate. 24/7 live customer service. 3% fee for foreign purchases and balance transfers.

Capital One® VentureOne℠ Rewards Credit Card

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Interest Rate:	11.9% - 19.9% (V)*
Intro Rate:	0% Intro on Purchases Until May 2013
Grace Period:	25 Days (Min.)
Credit Limit:
Annual Fee:	None

Special Offers: A 0% introductory rate is available on purchases until May 2013.

Our Opinion: The Capital One® VentureOne(SM) Rewards is for people with excellent credit and is by far one of the best and least costly airline reward cards available. Through the rewards program, cardholders earn 1.25 mile per dollar spent on all purchases. Earn unlimited miles; miles do not expire. Miles are redeemable for flights on any airline with no blackout dates. Also redeem for travel, merchandise, and gift certificates. Miles can also be donated to participating charities. No annual fee. No foreign transaction fee. Click "Apply Now" to apply online or call 877-834-4206.

Chase Freedom® Visa

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Interest Rate:	12.99% - 22.99%*
Intro Rate:	0% intro APR for 15 months
Grace Period:	21 Days
Credit Limit:	n/app
Annual Fee:	None

Special Offers: 0% introductory APR for 15 months on purchases and balance transfers

Our Opinion: Receive $100 cash back when spending $500 within the first three months of card membership. Earn 5% Cash Back on up to $1500 spent in specific categories like gas stations, restaurants, grocery stores, and movie theaters that change every three months. You must remember to sign up for this offer at the start of each quarter. 1% Cash back on all other purchases. There's no limit to the amount of points you can earn. 0% APR for 15 months for balance transfers; 3% fee for balance transfers.

Citi® Diamond Preferred® Card

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Interest Rate:	11.99% - 21.99%* (Variable)*
Intro Rate:	0% Intro APR*
Grace Period:	20 - 25 Days
Credit Limit:	N/A
Annual Fee:	None

Special Offers: *The introductory rate is available on balance transfers for 18 months and on purchases for 18 months.

Our Opinion: Created for those with good credit. One of the longest intro rates available for both purchases and balance transfers. No annual fee and a low interest rates. Balance transfer fee is 3% of transferred amount; $5 minimum.

Capital One® Platinum Prestige Credit Card

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Interest Rate:	10.9% - 18.9% (V)*
Intro Rate:	0% Intro on Purchases and Balance Transfers Until August 2013
Grace Period:	25 Days (Min.)
Credit Limit:	N/A
Annual Fee:	None

Special Offers: 0% APR on Purchases and Balance Transfers Until August 2013.

Our Opinion: Created for those with excellent credit. No annual fee, low interest rate, and 0% APR on purchases and balance transfers. Benefits include warranties for purchases, auto rental insurance, and roadside assistance and travel accident insurance. No fee for international transactions. Good option for those who are transferring a balance from a higher rate. Click "Apply Now" to apply online or call 877-834-4206.

Chase Sapphire Preferred℠ Card

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Interest Rate:	15.24% *
Intro Rate:	No Introductory Rate Available
Grace Period:	21 Days
Credit Limit:	n/a
Annual Fee:	$95

Our Opinion: Earn 40,000 bonus points after spending $3,000 on the card during the first three months. Earn double Points for Food and Travel. Earn 1 point per dollar spent on all other purchases. Use 20% fewer points when you book your flight, cruise or other travel arrangements via Ultimate Rewards. Transfer your earned points to participating frequent traveler programs at a 1:1 value, and never have to worry about foreign transaction fees. Earn 7% annual points dividend based on the amount of points you've accrued during the previous year; this includes the points you've already redeemed. The $95 annual fee is waived during the first year. There is no fee for foreign transactions.

Capital One® Venture℠ Rewards Credit Card

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Interest Rate:	13.9% - 20.9% (V)*
Intro Rate:	No Introductory Information Available
Grace Period:	25 Days (Min.)
Credit Limit:	n/a
Annual Fee:	$59

Our Opinion: Created for people with excellent credit who want to earn airlines miles or gift cards rewards. This card has one of the most generous reward offers available: 2 miles per $1 spent on all purchases. Earn unlimited miles each year; miles do not expire. Use miles on any airline, anytime. There are no seat restrictions or blackout dates. Miles may also be redeemed for travel, merchandise, and gift cards. Benefits include purchase insurance and emergency roadside assistance. No foreign transaction fee. Offers concierge services. Click "Apply Now" to apply online or call 877-834-4206.

Discover® Open Road Card

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Interest Rate:	10.99% - 19.99% (V)**
Intro Rate:	0% Intro APR*
Grace Period:	25 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Special Offers: There is a 0% intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 19.99%. See terms and conditions for complete details.

Our Opinion: Creates for those with very good credit who want cash rewards on gas and auto maintenance expenses. Get double Cashback. Earn a full 2% Cashback Bonus automatically at any gas station and any restaurant. Up to 1% for general purchases (purchases that are part of the first $3,000 earn .25%). Free $150 Restaurant.com Gift Certificate with first purchase. Unlimited rebates. Earn up to a double Cashback Bonus® when redeeming their rebates for gift certificates from participating Discover® Card Partners. 5% to 20% Cashback Bonus at over 150 top retailers through the online shopping mall. 3% balance transfer fee. Benefits include travel accident insurance and auto rental insurance. (Warning: If your account is closed for any reason or if you fail to make the Minimum Payment Due by the Payment Due Date for two consecutive billing periods, your Cashback Bonus will be forfeited)

Discover® Student Card - $20 Cashback Bonus®

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Interest Rate:	12.99%- 18.99 V*
Intro Rate:	0% introductory APR on purchases for 6 months
Grace Period:	25 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Special Offers: 0% introductory APR on purchases for 6 months

Our Opinion: This is a student card that gives a cashback on card purchases. Earn 5% cashback for purchases in seasonal shopping selections such as gas, restaurants, and department stores. Earn 5% to 20% cashback bonuses for shopping through Discover's online shopping site. Earn up to 1% unlimited cashback bonus on all other purchases. Earn unlimited rewards and rewards don't expire as long as the account remains active within an 18-month period.

CAA Quebec MasterCard® credit card

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Interest Rate:	14.99%**
Intro Rate:	Please refer to online application legal disclosures.
Grace Period:	21 Days
Credit Limit:	n/a
Annual Fee:	None

Special Offers: n/a

Our Opinion: The CAA Quebec MasterCard® credit card rewards you for every dollar you spend at the pump, as well as on everyday purchases. When you use your CAA Quebec MasterCard® credit card, you will earn a .5% rebate in CAA-Quebec Dollars on the net value of each retail purchase. When purchasing gas at participating Couche-Tard outlets using your CAA Quebec MasterCard® credit card, you will earn 2¢ of CAA-Quebec Dollars for every litre of gas when you show your CAA-Quebec membership. You will also receive an additional 2% rebate on all other qualifying purchases made with your CAA Quebec MasterCard®, including gas, at participating Couche-Tard outlets - for a total rebate of 2.5%. This credit card requires a CAA Quebec membership before applying. In addition to a great rewards program, the CAA Quebec MaterCard® credit card also offers several other benefits. Enjoy a low 3.99% introductory interest rate for 6 months on Cheque Cash Advances and Balance Transfers. Other benefits include no annual fee, online access to your credit card account, and unparalleled 24-hour customer service. You can also enjoy international acceptance at millions of locations, cash access at over 430,000 ABMs, a high credit line, around-the-clock fraud protection, and emergency credit card replacement. This card is only available to residents of Canada.